4月27日盘后，兰州银行（001227）对外披露了2024年财报以及2025年一季报。公告显示，2024年，该 行实现营业收入78.54 亿元；归属于母公司股东的净利润18.88 亿元，同比增长1.29%。 值得一提的是，基于区域经济的稳健增长以及自身的科学运营，兰州银行近五年净利润稳步提升。据东 财Choice数据显示，2020年至2024年，公司归母净利润由14.93亿元增至18.88亿元。饮水思源，兰州银 行注重同全体股东共享经营发展成果。据悉，公司拟向股东派发现金股利，每10股分配现金股利 1.01 元（含税），2024年度全年共分配现金股利5.75亿元，占2024年度合并报表归属于母公司股东净利润的 30.47%，切实为股东提供长期稳定回报。 从碳金融试验田到普惠生态圈： 来自西北标杆城商行的中国式现代化金融答卷 据悉，为响应碳减排支持工具实施，兰州银行向符合条件的碳减排项目发放贷款；落地甘肃省内首笔碳 减排贷款、首笔可持续发展挂钩贷款，助力甘肃省高碳企业转型升级。截至2024年末，该行累计为2个 关键项目提供总额达 6,210.46 万元的碳减排贷款，贷款加权平均利率为 4.3%，带动年度碳减排量 ...

Group 1 - The core announcement is regarding the approval of the qualifications of senior management personnel at Lanzhou Bank, including the appointment of Liu Min as the president and the approval of vice presidents Li Tao, Han Jiajun, and Sheng Baihan [1][2][3] - The bank emphasizes the authenticity and completeness of the announcement, ensuring there are no false records or misleading statements [1] - The bank's board of directors has confirmed the receipt of approvals from the Gansu Regulatory Bureau of the National Financial Supervision Administration [1] Group 2 - Lanzhou Bank will hold a performance briefing for the 2024 annual report and the first quarter of 2025 on May 15, 2025, from 15:00 to 16:00 [4] - The briefing will be conducted via video live streaming and online interaction, allowing investors to participate through the "Panorama Roadshow" platform [4][6] - Key attendees at the briefing will include Chairman Xu Jianping, President Liu Min, and other management personnel [6][7]

证券代码：001227 证券简称：兰州银行 公告编号：2025-027 兰州银行股份有限公司 兰州银行股份有限公司董事会 2025 年 4 月 30 日 1 本行及董事会全体成员保证公告内容的真实、准确和完整，没有虚假记载、 误导性陈述或者重大遗漏。 近日，兰州银行股份有限公司（以下简称"本行"）收到《国家金融监督管理 总局甘肃监管局关于刘敏兰州银行股份有限公司行长任职资格的批复》（甘金监 行许〔2025〕126 号）、《国家金融监督管理总局甘肃监管局关于李涛兰州银行 股份有限公司副行长任职资格的批复》（甘金监行许〔2025〕125 号）、《国家 金融监督管理总局甘肃监管局关于韩佳峻兰州银行股份有限公司副行长任职资 格的批复》（甘金监行许〔2025〕127 号）、《国家金融监督管理总局甘肃监管 局关于盛柏涵兰州银行股份有限公司副行长任职资格的批复》（甘金监行许〔2025〕 124 号），已核准刘敏先生本行行长任职资格以及李涛先生、韩佳峻先生、盛柏 涵先生本行副行长任职资格。 刘敏先生、李涛先生、韩佳峻先生、盛柏涵先生的简历详见本行 2025 年 4 月 28 日在巨潮资讯网（http://www.cninfo ...

证券代码：001227 证券简称：兰州银行 公告编号：2025-028 兰州银行股份有限公司关于召开 2024 年度暨 2025 年第一季度业绩说明会的公告 本行及董事会全体成员保证公告内容的真实、准确和完整，没有虚假记载、 误导性陈述或者重大遗漏。 兰州银行股份有限公司（以下简称"本行"）于2025年4月28日在巨潮资讯网 （http://www.cninfo.com.cn）披露了2024年年度报告和2025年第一季度报告。 为加强与投资者的沟通交流，便于广大投资者更全面、深入地了解本行情况， 本行定于2025年5月15日以视频直播和网络互动方式举行2024年度暨2025年第一 季度业绩说明会。现将有关事项公告如下： 一、会议时间 2025 年 5 月 15 日（星期四）15:00-16:00 二、会议方式 1 上，在信息披露允许的范围内对投资者普遍关注的问题进行回答。 如有疑问，可通过本通知后附的电话或电子邮箱联系本行。 四、本行出席人员 出席本次说明会的人员有：董事长许建平先生、行长刘敏先生、董事会秘书 张少伟先生以及部分管理人员、保荐代表人和独立董事代表。如有特殊情况，参 加人员可能会有调整。 五、联 ...

Core Insights - Lanzhou Bank reported a revenue of 2.037 billion yuan for Q1 2025, a year-on-year increase of 3.26%, and a net profit of 559 million yuan, up 2.36% from the previous year [1] - The bank's total assets exceeded 490 billion yuan, reaching 492.69 billion yuan, with a growth of 1.32% since the beginning of the year [1] - The bank's loan issuance increased by 7.18% to 262.99 billion yuan, marking the largest growth in five years [1] Financial Performance - The bank's investment income showed significant growth, and asset quality was well-managed, with a non-performing loan ratio of 1.81%, down 0.02 percentage points from the beginning of the year [1] - The provision coverage ratio stood at 200.16%, and the cost-to-income ratio was 29.67% [1] Business Strategy - The bank is focusing on key areas such as private enterprises, major projects, real estate, and syndicate mergers and acquisitions to drive growth [2] - Efforts are being made to optimize deposit structures and manage interest rates to reduce costs [2] Corporate Banking - The bank supported 473 technology enterprises with a loan balance of 15.786 billion yuan, an increase of 29.62% since the beginning of the year [2] - Green loan balance reached 15.531 billion yuan, with a net increase of 3.13 billion yuan, reflecting a growth of 2.06% [2] Retail Banking - The total financial assets of personal customers reached 296.73 billion yuan, with an increase of 1.73% since the beginning of the year [3] - The bank launched various marketing activities to boost personal loans, resulting in a new mortgage issuance of 1.004 billion yuan [3] Inclusive Finance - The balance of inclusive small and micro loans was 14.698 billion yuan, with a growth rate of 6.55% [4] - The average interest rate for inclusive small and micro loans decreased by 44 basis points to 4.65% [4]

Core Viewpoint - Lanzhou Bank reported stable financial performance in 2024, with a slight increase in net profit and a solid asset quality, while focusing on enhancing operational efficiency and supporting local economic development [1][2][3]. Financial Performance - In 2024, Lanzhou Bank achieved total operating income of 7.854 billion yuan and net profit attributable to shareholders of 1.888 billion yuan, representing a year-on-year growth of 1.29% and 0.56% respectively [1]. - The bank's total assets reached 486.285 billion yuan, a year-on-year increase of 7.25%, with total loans and advances amounting to 245.369 billion yuan, up 3.07% [1]. - The non-performing loan ratio stood at 1.83%, with a provision coverage ratio of 201.6%, reflecting a 4.09 percentage point increase from the beginning of the year [1][3]. Market Position - Lanzhou Bank maintained a stable market share in Gansu Province, with a deposit market share of 12.30% and a loan market share of 9.95%, ranking first and second in the province respectively [2]. - The bank has over 6.75 million customers, indicating strong brand recognition and support from the local community [2]. Customer Growth - The bank expanded its customer base significantly, adding 19,200 corporate settlement clients and 1180 corporate credit clients, along with 200,300 personal asset under management clients [3]. Asset Quality - The bank's asset quality remained stable, with a non-performing loan ratio of 1.83% and a provision coverage ratio exceeding 200% for the first time [3]. Strategic Initiatives - Lanzhou Bank is focusing on four key areas: risk reduction, innovation, market expansion, and strengthening its foundation to enhance operational efficiency [2][4]. - The bank is committed to supporting the local economy through targeted lending, including a 27.45% increase in loans to high-end manufacturing [5]. Social Responsibility - The bank is actively promoting inclusive finance, with microfinance loans reaching 13.794 billion yuan and agricultural loans exceeding 20 billion yuan [6]. - Initiatives such as the "Lanzhou Women's Loan" aim to support female entrepreneurs and contribute to rural revitalization [6].

Core Insights - Lanzhou Bank reported a stable growth in asset scale and profitability for Q1 2025, with total assets exceeding 492.69 billion yuan, operating income of 2.037 billion yuan, and net profit of 572 million yuan, reflecting a year-on-year increase of 3.26% and 2.15% respectively [1] - The bank's non-performing loan ratio slightly decreased to 1.81%, and it achieved a significant increase in loan issuance, with a growth rate of 7.18%, the highest in five years [1] Financial Performance - Total assets reached 492.69 billion yuan, marking a significant milestone [1] - Operating income was 2.037 billion yuan, up 3.26% from the previous year [1] - Net profit stood at 572 million yuan, reflecting a 2.15% increase year-on-year [1] - The net interest margin improved to 1.46%, an increase of 0.03 percentage points [1] Business Development - Lanzhou Bank is focusing on financial support for technology innovation, advanced manufacturing, and green development, aligning with regional economic characteristics [2] - The bank has implemented a "容缺" acceptance mechanism for major projects and adopted a parallel processing model to enhance project approval efficiency [2] Customer Acquisition and Efficiency - The bank is expanding its corporate client base through targeted marketing strategies, including promotional activities for new registered enterprises [2] - Efforts are being made to improve online appointment services for account openings and to focus on key customer segments [2] Future Outlook - Lanzhou Bank aims to enhance quality and efficiency while adapting to changes in the operating environment, contributing to the development of the real economy and financial market stability [2]

兰州银行股份有限公司 审 计 报 告 大信审字[2025]第 9-00378 号 大信会计师事务所(特殊普通合伙)_ WUYIGE CERTIFIED PUBLIC ACCOUNTANTS LLP. 您可使用手机"扫一扫"或进入"注册会计师行业统一监管平台（http://zfc.gzf.gov.cn）"划行 您可使用手机"扫一扫"或进入"注册会计师行业统一监管平台（http://z 报告编码:京26YX0NG8R 22 层 2206 WUYIGE Certified Public Accountants.LLP Room 2206 22/F Xuevuan International Tower No.1 Zhichun Road,Haidian Dist. Beijing, China, 100083 审计报告 大信审字[2025]第 9-00378 号 兰州银行股份有限公司全体股东: 一、审计意见 我们审计了兰州银行股份有限公司(以下简称"兰州银行")财务报表,包括 2024 年 12 月 31 日的合并及银行资产负债表,2024年度的合并及银行利润表、合并及银行现金流量表、 合并及银行股东权益变动表,以 ...

UK 4 100083 WUYIGE Certified Public Accountants II P 春路 1 号 15/F, Xueyuan International Tower No. 1 Zhichun Road, Haidian Dist. Beijing, China, 100083 大信会计师事务所(特殊普通合伙) WUYIGE CERTIFIED PUBLIC ACCOUNTANTS LLP. 您可使用手机"扫一扫"或进入"注册会计师行业统一监管平台（http://acc.mof.gov.cn) 兰州银行股份有限公司 控股股东及其他关联方占用 资金情况审核报告 大信专审字[2025]第 9-00020 号 Kk til- Infornot. +86 (10) 82327668 www.daxincna.com_cn 控股股东及其他关联方占用资金情况审核报告 大信专审字[2025]第 9-00020 号 兰州银行股份有限公司全体股东: 我们接受委托,审计了兰州银行股份有限公司(以下简称"兰州银行")的财务报表,包 括 2024 年 12 月 31 日的合并及银行资产负债表,2024 年度的合 ...

兰州银行股份有限公司 内控审计报告 大信审字[2025]第 9-00416 号 大信会计师事务所(特殊普通合伙) WUYIGE CERTIFIED PUBLIC ACCOUNTANTS LLP. 您可使用手机"扫一扫"或进入"注册会计师行业统一监管平台（http://acc.mof.gov.cn】 0春路1号 1 22 月 2206 WUYIGE Certified Public Accountants I I F Room 2206 22/F. Xuevuan International Tower No.1 Zhichun Road, Haidian Dist Beijing. China. 100083 内部控制审计报告 大信审字[2025]第 9-00416 号 兰州银行股份有限公司全体股东: 按照《企业内部控制审计指引》及中国注册会计师执业准则的相关要求,我们审计了兰州 银行股份有限公司(以下简称兰州银行)2024年12月31日的财务报告内部控制的有效性。 一、企业对内部控制的责任 按照《企业内部控制基本规范》、《企业内部控制应用指引》、《企业内部控制评价指引》的 规定,建立健全和有效实施内部控制, ...