Earthquake Response and Insurance Claims - A 6.8 magnitude earthquake occurred in Dingri County, Shigatse City, Tibet, with a depth of 10 kilometers [1] - Multiple insurance companies initiated emergency response plans for earthquake claims in the affected area [1] - Ping An Property & Casualty Insurance received 8 auto insurance claims and completed the first payout of RMB 30,000 [1] - Vehicles were severely damaged by collapsed houses, and claims adjusters are on-site collecting information and assisting with rescue efforts [1] - Ping An's self-developed "Eagle Eye System" identified 6 customers within 100 kilometers of the epicenter, and their claims status is being verified [1] - Ping An Life Insurance, Pension Insurance, and Health Insurance are actively checking on customers, with no claims reported yet [1] Emergency Measures and Relief Efforts - Ping An Group established a major emergency response team led by Group General Manager Xie Yonglin and Co-CEO Guo Xiaotao [1] - The company activated a Level 2 emergency response, implemented multiple rescue measures, and opened a 24-hour emergency hotline (95511) [1] - Ping An Property & Casualty Insurance's Tibet branch formed a "Party Member Vanguard Team" for emergency relief, delivering supplies like water, ham, instant noodles, and blankets to the epicenter [1] - The company will cooperate with local government directives to leverage its insurance expertise for post-disaster reconstruction and service efforts [1]

Investment Rating - The report assigns an "Outperform" rating to the company, with a target price range of 69.99 to 75.68 CNY per share, indicating a potential upside of 23% to 33% from the current price of 52.65 CNY [6][20]. Core Insights - The company, Ping An, is recognized as one of the most comprehensive financial groups in China, with a wide range of licenses and services including insurance, banking, and asset management. As of Q3 2024, it reported a revenue of 775.38 billion CNY, a year-on-year increase of 9.99%, and a net profit of 119.18 billion CNY, up 36.09% [19][27]. - The life insurance segment remains the core of the business, contributing significantly to the company's profitability. The average monthly income for agents has doubled since 2021, reflecting improved channel quality [19][31]. - The property insurance segment is leveraging technology to enhance its competitive edge, with a focus on digital platforms for customer engagement and service [19][31]. - The investment strategy has shifted towards more stable asset classes, with a notable decrease in real estate investment risk, maintaining a balanced portfolio [19][31]. Financial Forecast and Valuation - The financial projections indicate a recovery in revenue and net profit growth, with expected EPS of 5.98, 6.55, and 7.54 CNY for 2024, 2025, and 2026 respectively. The current P/EV ratios are projected to be 0.63, 0.59, and 0.54 for the same years [7][19]. - The company’s total assets reached 12.53 trillion CNY by the end of 2024, solidifying its position as the largest insurance group in China [53]. Industry Overview - The insurance industry in China is experiencing a positive trend, with premium income growth accelerating, particularly in the life insurance sector, which accounted for 76.4% of personal insurance premiums by August 2024 [38][40]. - The competitive landscape is shifting, with smaller insurance companies struggling to maintain market share, leading to an increase in industry concentration [70][78]. - Regulatory changes are expected to further enhance industry concentration by limiting the establishment of new insurance institutions and enforcing stricter operational standards [70][78].

Insurance Claims and Customer Service - The company paid a high claim of 144 million yuan to a tech company for production line damage caused by a power outage, marking the highest single claim of the year [10] - A customer received a claim payment in just 53 seconds using the "111极速赔" service, showcasing the company's fast claim processing capabilities [10] - The company provided a multi-disciplinary consultation service for a cancer patient, avoiding unnecessary surgery and finding the most suitable treatment plan [7] High-Value Claims - A customer received a total of 42.5 million yuan in claims and premium exemptions after a successful appeal for a pathology report [11] - A customer who passed away due to acute myocardial infarction received a claim of 24 million yuan, the highest personal insurance claim of the year [17] - A customer with acute leukemia received 20 claims totaling 2.06 million yuan over two years [14] Special and Complex Claims - The company handled a unique claim involving a car colliding with a helicopter, reducing the repair cost by 2 million yuan from the initial estimate of 3.2 million yuan [3][13] - The company paid over 626 million yuan in claims following the impact of Typhoon "摩羯" in Hainan [15] - The company used its "鹰眼" system to predict weather and mitigate flood damage, investing 370,000 yuan to prevent larger losses [16] Customer-Centric Initiatives - The company helped a customer recover a forgotten policy from 20 years ago by locating the customer through community assistance [19] - The company provided timely support to a customer's family after the customer's sudden death, offering condolences and processing a high-value claim [17] - The company protected 15,000 acres of farmland from flood damage, reducing potential losses by 4.5 million yuan and paying out 15.875 million yuan in claims [5]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容 而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 承董事會命 盛瑞生 公司秘書 中國深圳，2024年12月26日 於本公告日期，本公司的執行董事為馬明哲、謝永林、郭曉濤、蔡方方及付欣；非執行董事為謝吉 人、楊小平、何建鋒及蔡潯；獨立非執行董事為伍成業、儲一昀、劉宏、吳港平、金李及王廣謙。 董事會召開日期 中國平安保險（集團）股份有限公司（「本公司」及其附屬公司「本集團」）董事會（「董 事會」）兹通告謹定於二零二五年三月十九日（星期三）舉行董事會會議，以考慮及通 過，其中包括，本集團截至二零二四年十二月三十一日止的年度業績、建議之末期股息 （如有），以及處理其他事項。 ...

证券代码：601318 证券简称：中国平安 公告编号：临 2024-062 特此公告。 中国平安保险（集团）股份有限公司监事会 中国平安保险（集团）股份有限公司（以下简称"本公司"或"公司"）监事会 及全体监事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并 对其内容的真实性、准确性和完整性承担法律责任。 本公司第十一届监事会第五次会议（以下简称"会议"）通知于 2024 年 12 月 18 日发出，会议于 2024 年 12 月 24 日以书面传签方式召开。会议应参与投票 监事 5 人，实际参与投票监事 5 人，会议有效行使表决权票数 5 票。会议的召 集、召开程序符合《中华人民共和国公司法》和《中国平安保险（集团）股份有 限公司章程》的相关规定，会议合法、有效。 会议审议通过了如下议案： 表决结果：赞成 5 票、反对 0 票、弃权 0 票 2024 年 12 月 24 日 中国平安保险（集团）股份有限公司 第十一届监事会第五次会议决议公告 一、审议通过了《关于审议〈公司反保险欺诈管理办法（2024 版）〉的议案》 表决结果：赞成 5 票、反对 0 票、弃权 0 票 二、审议通过了《关于审议〈公 ...

本公司于2024年12月24日召开第十三届董事会第六次会议审议通过了聘任 高级管理人员相关事宜。为进一步完善本公司治理架构，清晰高级管理人员岗位 职责，本公司对高级管理人员作出如下调整： 本公司董事会决议聘任副总经理付欣女士兼任本公司首席财务官（财务负责 人）；聘任张智淳女士出任本公司总经理助理兼审计责任人，其不再担任本公司 首席财务官（财务负责人），本公司现任审计责任人黄玉强先生将调任本集团其 他岗位；聘任副总经理蔡方方女士兼任本公司首席合规官（合规负责人），现任 合规负责人张小璐女士因达法定退休年龄，其职务任职至2025年3月。 特此公告。 证券代码：601318 证券简称：中国平安 公告编号：临 2024-063 中国平安保险（集团）股份有限公司 高级管理人员变更公告 中国平安保险（集团）股份有限公司（以下简称"本公司"）董事会及全体董事 保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的 真实性、准确性和完整性承担法律责任。 上述高级管理人员任命，均尚须取得国家金融监督管理总局核准的任职资格 后方可生效。 中国平安保险（集团）股份有限公司董事会 蔡方方女士：50岁，于2007年加入 ...

证券代码：601318 证券简称：中国平安 公告编号：临 2024-061 一、审议通过了《关于审议〈公司反保险欺诈管理办法（2024 版）〉的议案》 本公司董事会审计与风险管理委员会已审议通过本项议案。 表决结果：赞成 15 票、反对 0 票、弃权 0 票 二、审议通过了《关于审议〈公司声誉风险管理制度（2024 版）〉的议案》 本公司董事会审计与风险管理委员会已审议通过本项议案。 表决结果：赞成 15 票、反对 0 票、弃权 0 票 三、审议通过了《关于聘任付欣为公司首席财务官（财务负责人）的议案》 本公司董事会审计与风险管理委员会、提名薪酬委员会已审议通过本项议案。 表决结果：赞成 14 票、反对 0 票、弃权 0 票，董事付欣回避表决 具体内容请见本公司于同日在上海证券交易所网站（www.sse.com.cn）披露 具体内容请见本公司于同日在上海证券交易所网站（www.sse.com.cn）披露 的《中国平安保险（集团）股份有限公司高级管理人员变更公告》。 中国平安保险（集团）股份有限公司 第十三届董事会第六次会议决议公告 中国平安保险（集团）股份有限公司（以下简称"本公司"或"公司"）董事会 及全体 ...

Event Overview - The 2024 "Customer Carnival" Central China Station event, themed "Peace Every Moment," concluded successfully in Wuhan, featuring performances and interactions with over 2,000 customers [3] - The event included a variety of activities such as sports, art, and music, closely aligned with customer needs in health, wealth, and retirement [1] - The company has held similar events in East China, South China, and North China, attracting nearly 20,000 participants in total [1] Company Strategy and Services - The company is deepening its "comprehensive finance + medical and elderly care" model to meet the growing demand for wealth protection, health management, and quality retirement [2] - By the end of September, the company had served 240 million customers, equivalent to one in every six Chinese citizens [3] - The company focuses on providing a "three-save" service experience: saving time, effort, and money, with services ranging from car insurance claims processed in 5-10 minutes to insuring yaks at altitudes above 5,800 meters [3] Customer Engagement and Activities - The company integrates diverse elements such as sports, art, and music into its customer events, reflecting its commitment to enriching customer experiences [1] - Notable events include the "Gathering Stars Celebrity Game" in Shanghai, featuring NBA legends and famous singers, and the "Thousand Miles of Rivers and Mountains New Year Symphony Concert" in Beijing [4] - The company also hosted the "Golden Moonlight Night" music festival in Shenzhen, featuring top singers like Sun Nan and Yang Zongwei [4] Brand Ambassadors and Partnerships - The company collaborates with brand ambassadors like Fei Xiang and Xu Xin to promote positive lifestyles and health awareness [1] - Fei Xiang shared his life journey from his debut on the 1987 Spring Festival Gala to his fitness efforts in 2024, encouraging customers to maintain a healthy lifestyle [1] - Xu Xin, a table tennis athlete, demonstrated his skills and engaged in one-on-one matches with lucky customers, showcasing the spirit of sportsmanship [1]

证券代码：601318 证券简称：中国平安 公告编号：临 2024-060 中国平安保险（集团）股份有限公司 保费收入公告 中国平安保险（集团）股份有限公司（以下简称"本公司"）董事会及全体董事 保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的 真实性、准确性和完整性承担法律责任。 根据中华人民共和国财政部《企业会计准则解释第 2 号》以及《保险合同相 关会计处理规定》，本公司如下子公司于 2024 年 1 月 1 日至 2024 年 11 月 30 日 期间的原保险合同保费收入为： 2024 年 1-11 月 子公司名称 原保险合同保费收入 （人民币万元） 同比 （%） 中国平安财产保险股份有限公司 29,232,323 6.8 中国平安人寿保险股份有限公司 47,212,484 8.8 平安养老保险股份有限公司 1,588,118 -4.9 平安健康保险股份有限公司 1,606,737 14.1 以上数据均未经审计，提请投资者注意。 特此公告。 中国平安保险（集团）股份有限公司董事会 2024 年 12 月 13 日 ...

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: l. 法定/註冊股本變動 | . 股份分類 | 普通股 | 股份類別 | A | | | 於香港聯交所上市 (註1) | を | | | --- | --- | --- | --- | --- | --- | --- | --- | | | 證券代號 (如上市) | 601318 | 説明 | | | | | | | | | 法定/註冊股份數目 | | 面値 | | 法定/註冊股本 | | | 上月底結存 | | | 10,762,657,695 RMB | | 1 |RMB | | 10,762,657,695 | | 增加 / 減少 (-) | | | | | |RMB | | | | 本月底結存 | | | 10,762,657,695 RMB | | 1 |RMB | | 10,762,657,695 | | 2. 股份分類 | 普通股 | | 股份類別 | IH | | 於香港聯交所上市 (註1) | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- ...