长沙银行股份有限公司 关于董事长任职资格获得核准的公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担个别及连带责任。 证券代码：601577 证券简称：长沙银行 编号：2026-002 特此公告。 长沙银行股份有限公司董事会 2026 年 2 月 13 日 1 2026 年 2 月 12 日，长沙银行股份有限公司（以下简称"本行"） 收到《湖南金融监管局关于张曼长沙银行股份有限公司董事长任职资 格的批复》（湘金复〔2026〕36 号），核准张曼担任本行董事长的 任职资格。 张曼的简历详见本行于 2025 年 12 月 20 日在上海证券交易所网 站（www.sse.com.cn）披露的《长沙银行股份有限公司第八届董事会 第四次临时会议决议公告》。 ...

格隆汇2月12日丨长沙银行(601577.SH)公布，2026年2月12日，公司收到《湖南金融监管局关于张曼长 沙银行股份有限公司董事长任职资格的批复》（湘金复〔2026〕36号），核准张曼担任本行董事长的任 职资格。 ...

格隆汇2月12日丨长沙银行(601577.SH)公布，2026年2月12日，公司收到《湖南金融监管局关于张曼长 沙银行股份有限公司董事长任职资格的批复》（湘金复〔2026〕36号），核准张曼担任本行董事长的任 职资格。 ...

Core Viewpoint - The recent trend of interest rate cuts on deposits has accelerated, with various banks, including state-owned and regional banks, quickly following suit to lower their deposit rates, indicating a significant shift in the banking sector's approach to managing interest rates and net interest margins [1][4]. Group 1: Interest Rate Adjustments - Changsha Bank announced a reduction in its deposit rates effective August 1, with cuts ranging from 10 to 20 basis points for various terms [2]. - Other banks, such as Xiamen Bank and Jiangsu Bank, also adjusted their deposit rates, aligning with the reductions made by major state-owned banks [2]. - In Guangxi, Longsheng Rural Commercial Bank lowered its deposit rates, with the one-year term dropping to 1.55%, a reduction of 20 basis points [2]. Group 2: Speed of Rate Cuts - The current round of interest rate cuts began on July 25, with major state-owned banks leading the way, followed by 18 joint-stock banks within four days [4]. - The rapid pace of these adjustments is notable compared to previous cycles, where larger banks typically initiated changes, and smaller banks followed later [4]. - Analysts suggest that the quick response from smaller banks may be due to increased pressure on net interest margins and the market's adaptation to previous rate cuts [4]. Group 3: Future Outlook - Experts predict that deposit rates may continue to decline throughout the year, with potential further cuts expected in the fourth quarter or early next year [5]. - The chief economist at Minsheng Bank noted that the recent rate cuts could lead to a shift of deposits towards wealth management products, as the market for such products has been recovering rapidly [6].

Core Viewpoint - The event held in Hunan aimed to enhance financial risk awareness among residents, particularly vulnerable groups, by integrating traditional cultural elements with modern financial education [1][11]. Group 1: Event Overview - The event took place on February 7, coinciding with the Lunar New Year, and was themed "Ink and Calligraphy Celebrating the New Year, Financial Safety" [1]. - It focused on educating residents about the risks of illegal financial activities, especially during a period of high financial activity and potential scams [3][13]. Group 2: Target Audience and Content - The event specifically targeted elderly individuals and community families, who are often more susceptible to financial fraud [3][13]. - Topics covered included prevalent scams in the areas of elder financial fraud, virtual currency speculation, and illegal agency rights protection [3][13]. Group 3: Innovative Approach - Unlike traditional one-way communication, the event utilized an interactive and relatable approach, featuring calligraphy displays that combined cultural elements with financial safety messages [5][15]. - Special spring couplets created during the event served as both cultural gifts and tools for spreading financial safety awareness [5][15]. Group 4: Community Engagement - Eight financial institutions set up public consultation booths, where staff and volunteers provided face-to-face advice on rational investment and identifying financial scams [7][17]. - The consultations aimed to make complex financial legal knowledge accessible and practical for everyday life, enhancing the public's ability to recognize and prevent financial risks [7][17]. Group 5: Feedback and Future Plans - Participants expressed appreciation for the combination of traditional culture and modern financial knowledge, finding it memorable and engaging [21]. - The organizers plan to continue innovating educational methods tailored to different community groups, aiming to solidify financial legal knowledge and enhance community protection against financial risks [21].

Investment Rating - The industry rating is "Buy" [4] Core Views - The trade return ratio has turned positive again, and the service trade deficit has significantly narrowed [16][18] - The cross-border capital flow is expected to gradually return, positively impacting domestic liquidity [5][19] - The service trade deficit for December 2025 was 966 billion CNY, a year-on-year decrease of 466 billion CNY, with a full-year deficit of 13,760 billion CNY, down 2,544 billion CNY, approximately 16% [18] Summary by Sections 1. Current Observation - The State Administration of Foreign Exchange (SAFE) released data on China's international balance of payments for December 2025, indicating a potential impact on the central bank's willingness to settle foreign exchange [16] - The trade return ratio is at a historical high, with a monthly unconverted trade net outflow of 447 billion CNY, a year-on-year increase of 1,392 billion CNY [17] 2. Arbitrage Trading Returns - The arbitrage trading return rate for 10Y US Treasury bonds in CNY has dropped significantly to -1.77%, indicating a shift in cross-border capital dynamics [17] 3. Service Trade Deficit - The service trade deficit has narrowed significantly, with major contributions from improved policies for foreign visitors, reduced international shipping costs, and enhanced competitiveness in high-tech services [18] 4. Cross-Border Liquidity Outlook - Despite the recent appointment of Kevin Warsh as the next Federal Reserve Chair, the trend of cross-border capital return is expected to continue, influenced by the Fed's monetary policy stance [19][21] - The short-term liquidity in the US remains tight, with limited space for balance sheet reduction, while long-term prospects depend on economic performance [20][21]

新京报贝壳财经记者 姜樊 编辑 陈莉 校对 王心 长沙银行并非唯一"逆向"操作的银行。工商银行总行虽然此前一周内曾三次提示黄金投资风险，并持续 提高个人积存金等黄金投资业务的准入门槛，但其部分地方分行则纷纷降低手续费率来吸引投资者。 工行大连分行曾在1月20日发布公告称，工银积存金享买入0元手续费，该活动将持续至今年3月31日。 工行昆明分行也发布公告称，3月31日前，该行主动积存业务的手续费率从0.5%优惠至0。同时，工行 昆明分行还将2月、3月、4月的定期积存手续费费率从0.5%优惠至0；办理积存金自选日定投的个人客 户，扣款日在3月31日前的定期积存手续费费率也从0.5%优惠至0。 近年来，积存金这种"电子黄金"业务备受青睐，这种投资方式投资起点仅需1克黄金，价格随着黄金行 情变动，具有交易时间长、买卖实时到账的特点，部分积存金产品还可兑换成为实物黄金。 积存金的投资方式主要分为主动积存和定期积存，其中，主动积存类似于基金的投资方式，客户在银行 规定的业务服务时间内，根据实时黄金价格，主动发起单笔购买的交易方式。而定期积存则更像是黄金 的零存整取或基金定投，客户签订定期积存计划，设置固定的每月投资金额（ ...

Core Viewpoint - The banking sector experienced significant gains on February 5, with multiple banks reaching new highs and notable percentage increases in their stock prices [1]. Group 1: Stock Performance - Xiamen Bank's stock price reached 7.93, marking a 9.99% increase, the highest since June 2021 [2]. - Chongqing Bank's stock rose to 11.00, reflecting a 6.80% increase [2]. - Shanghai Bank and Nanjing Bank saw increases of over 4%, with prices at 9.78 and 11.23 respectively [2]. - Other banks such as Yuzhong Rural Commercial Bank and Ningbo Bank also experienced gains, with increases of 3.62% and 3.25% respectively [2].

Core Viewpoint - The A-share market has seen significant gains in bank stocks, with notable increases in share prices for several banks, indicating positive market sentiment towards the banking sector [1]. Group 1: Stock Performance - Xiamen Bank experienced a maximum increase of 9.99%, reaching a total market capitalization of 20.9 billion [2]. - Chongqing Bank rose by 7.18%, with a market value of 38.4 billion [2]. - Shanghai Bank's shares increased by 4.38%, bringing its market capitalization to 139 billion [2]. - Nanjing Bank saw a rise of 3.90%, with a total market value of 138.5 billion [2]. - Yunnan Rural Commercial Bank increased by 3.31%, with a market capitalization of 74.5 billion [2]. - Ningbo Bank's shares rose by 3.25%, reaching a market value of 216.1 billion [2]. - Qilu Bank increased by 2.95%, with a market capitalization of 36.5 billion [2]. - Hangzhou Bank's shares rose by 2.91%, bringing its market value to 120.4 billion [2]. - Jiangsu Bank saw an increase of 2.36%, with a total market capitalization of 191.2 billion [2]. - Changsha Bank's shares rose by 2.38%, with a market value of 39.8 billion [2]. - Zhangjiagang Bank increased by 2.19%, reaching a market capitalization of 1.14 billion [2]. - Chengdu Bank's shares rose by 2.05%, with a total market value of 69.5 billion [2]. Group 2: Year-to-Date Performance - Xiamen Bank has a year-to-date increase of 8.04% [2]. - Chongqing Bank's year-to-date performance is up by 3.56% [2]. - Shanghai Bank has seen a year-to-date decline of 3.17% [2]. - Nanjing Bank's year-to-date performance is down by 2.01% [2]. - Yunnan Rural Commercial Bank has a year-to-date increase of 4.89% [2]. - Ningbo Bank has the highest year-to-date increase at 16.52% [2]. - Qilu Bank's year-to-date performance is up by 3.31% [2]. - Hangzhou Bank has a year-to-date increase of 8.70% [2]. - Jiangsu Bank's year-to-date performance is up by 3.41% [2]. - Changsha Bank has a year-to-date increase of 2.06% [2]. - Zhangjiagang Bank's year-to-date performance is up by 1.97% [2]. - Chengdu Bank has a year-to-date increase of 1.67% [2].

Core Viewpoint - The A-share market for banks showed a contrary upward trend, with several banks experiencing significant gains on February 5, 2023, despite broader market conditions [1]. Group 1: Stock Performance - Xiamen Bank saw an increase of 6.38%, with a total market capitalization of 20.2 billion [2] - Chongqing Bank rose by 4.17%, with a market cap of 37.3 billion [2] - Ningbo Bank increased by 3.31%, with a market value of 216.3 billion [2] - Shanghai Bank also rose by 3.31%, with a market cap of 137.5 billion [2] - Nanjing Bank increased by 2.97%, with a market capitalization of 137.2 billion [2] - Qilu Bank rose by 2.78%, with a market cap of 36.4 billion [2] - Hangzhou Bank increased by 2.54%, with a market value of 120 billion [2] - Yuhuang Agricultural Commercial Bank rose by 2.36%, with a market cap of 73.8 billion [2] - Shanghai Rural Commercial Bank increased by 2.28%, with a market value of 82.4 billion [2] - Jiangsu Bank rose by 2.06%, with a market cap of 190.7 billion [2] Group 2: Year-to-Date Performance - Ningbo Bank has the highest year-to-date increase at 16.59% [2] - Xiamen Bank has a year-to-date increase of 4.50% [2] - Qilu Bank shows a year-to-date increase of 3.14% [2] - Hangzhou Bank has a year-to-date increase of 8.31% [2] - Jiangsu Bank shows a year-to-date increase of 3.11% [2]