李松芸先生的简历详见公司 2025 年 8 月 26 日刊载于上海证券交 易所网站（www.sse.com.cn）的《贵阳银行股份有限公司 2025 年半 年度报告》。 特此公告。 贵阳银行股份有限公司董事会 2026 年 2 月 6 日 证券代码：601997 证券简称：贵阳银行 公告编号：2026-002 优先股代码:360031 优先股简称：贵银优 1 贵阳银行股份有限公司 关于董事任职资格获得核准的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 贵阳银行股份有限公司（以下简称公司）于近日收到国家金融监 督管理总局贵州监管局（以下简称贵州金融监管局）下发的《国家金 融监督管理总局贵州监管局关于李松芸贵阳银行董事任职资格的批 复》（贵金复〔2026〕16 号）。根据有关规定，贵州金融监管局已核 准李松芸先生担任公司董事的任职资格。 ...

2月6日金融一线消息，贵阳银行今日发布公告称，该行于近日收到国家金融监督管理总局贵州监管局 （以下简称贵州金融监管局）下发的《国家金融监督管理总局贵州监管局关于李松芸贵阳银行董事任职 资格的批复》（贵金复〔2026〕16 号）。根据有关规定，贵州金融监管局已核准李松芸担任公司董事 的任职资格。 简历显示，李松芸先生，汉族，籍贯四川资阳，出生于1979年3月，中共党员，本科学历，高级经济 师。现任本行党委委员、副行长。曾任贵阳市商业银行白云支行营业部综合柜员，贵阳市商业银行白云 支行市场营销部副经理、副经理（主持工作）、经理，贵阳银行白云支行行长助理、负责人、副行长 （主持工作），贵阳银行白云支行党委书记、行长，贵阳银行公司金融部总经理。 责任编辑：曹睿潼 2月6日金融一线消息，贵阳银行今日发布公告称，该行于近日收到国家金融监督管理总局贵州监管局 （以下简称贵州金融监管局）下发的《国家金融监督管理总局贵州监管局关于李松芸贵阳银行董事任职 资格的批复》（贵金复〔2026〕16 号）。根据有关规定，贵州金融监管局已核准李松芸担任公司董事 的任职资格。 简历显示，李松芸先生，汉族，籍贯四川资阳，出生于1979年3月， ...

| 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 601963 | 重庆银行 | 10.18 | -1.83% | 12.29万 | 1.25亿 | | 601838 | 成都银行 | 15.82 | -1.62% | 44.70万 | 7.10亿 | | 601665 | 齐鲁银行 | 5.64 | -1.57% | 74.37万 | 4.21亿 | | 601169 | 北京银行 | 5.28 | -1.31% | 196.28万 | 10.39亿 | | 601229 | 上海银行 | 9.27 | -1.28% | 53.77万 | 4.98亿 | | 601577 | 长沙银行 | 9.56 | -0.93% | 19.60万 | 1.87亿 | | 600928 | 西安银行 | 3.69 | -0.81% | 24.44万 | 9033.50万 | | 601997 | 贵阳银行 | 5.69 | -0.70% | 42.61万 | 2.43亿 | | 616009 | 江苏银行 | ...

Market Overview - On February 2, the city commercial bank sector declined by 0.3% compared to the previous trading day, with Qilu Bank leading the decline [1] - The Shanghai Composite Index closed at 4015.75, down 2.48%, while the Shenzhen Component Index closed at 13824.35, down 2.69% [1] Individual Bank Performance - Shanghai Bank (601229) closed at 66.6, up 1.62% with a trading volume of 821,000 shares and a transaction value of 776 million [1] - Beijing Bank (601169) closed at 5.35, up 0.94% with a trading volume of 2.4269 million shares and a transaction value of 1.304 billion [1] - Nanjing Bank (6001009) closed at 10.62, up 0.85% with a trading volume of 844,400 shares and a transaction value of 902 million [1] - Qilu Bank (601665) closed at 5.73, down 1.55% with a trading volume of 715,600 shares and a transaction value of 415 million [2] - Hangzhou Bank (600926) closed at 15.92, down 1.49% with a trading volume of 521,800 shares and a transaction value of 840 million [2] Capital Flow Analysis - The city commercial bank sector saw a net inflow of 17.93 million from institutional investors, while retail investors experienced a net outflow of 157.95 million [2] - Major banks like Shanghai Bank and Jiangsu Bank had significant net inflows from institutional investors, with Shanghai Bank receiving 71.52 million, accounting for 9.22% of its total [3] - Conversely, retail investors showed a notable outflow from several banks, including Beijing Bank, which saw a retail net outflow of 64.17 million, representing 4.92% [3]

证券之星消息，1月29日城商行板块较上一交易日上涨2.54%，青岛银行领涨。当日上证指数报收于 4157.98，上涨0.16%。深证成指报收于14300.08，下跌0.3%。城商行板块个股涨跌见下表： | 代码 | 名称 | 主力净流入(元) | 主力净占比 游资净流入(元) | | 游资净占比 散户净流入(元) | | 散户净占比 | | --- | --- | --- | --- | --- | --- | --- | --- | | 600919 江苏银行 | | 3.22 Z | 14.99% | -1.71 Z | -7.95% | -1.51 Z | -7.04% | | 002142 | 宁波银行 | 1.51亿 | 11.12% | -241.36万 | -0.18% | -1.49 Z | -10.94% | | 601169 | 北京银行 | 1.07 乙 | 8.92% | -2694.44万 | -2.24% | -8037.98万 | -6.68% | | 601229 | 上海银行 | 4165.56万 | 6.03% | 847.76万 | 1.23% | -5013.31万 | ...

智通财经记者 | 安震 此前，苏州农商银行（苏农商行，603323.SH）吸收合并张家港渝农商村镇银行议案获通过，但反对票 达13.08%。 相比之下，银行日常经营中股东对议案表决赞成比例通常在99%以上，而吸收合并中小地方银行为何频 繁遭到部分股东反对？ 中小股东"发声"投下反对票 从上市银行公告的一些案例中可以看出，部分股东对于银行吸收合并议案存在不同意见。 比如，1月15日，苏农商行召开2026年第一次临时股东会，审议通过了关于吸收合并江苏张家港渝农商 村镇银行并设立分支机构的议案。该议案获得85.97%的同意票，反对票占比13.08%，弃权票占比 0.95%。其中，持股5%以下的股东同意比例为80.25%，反对和弃权比例分别为18.42%和1.34%。 这样的情况并非孤例。贵州银行（06199.HK）在第三次临时股东大会上审议通过收购盘州万和村镇银 行、凯里东南村镇银行和白云德信村镇银行并设立支行的三项议案。每项议案反对票均超过1.5%，弃 权票均超过3.7%。 此外，去年11月，贵阳银行（601997.SH）拟收购息烽发展村镇银行并设立分支机构的议案获得80.83% 的赞成票，反对票达19.07%， ...

Market Performance - The city commercial bank sector increased by 0.13% compared to the previous trading day, with Qingdao Bank leading the gains [1] - The Shanghai Composite Index closed at 4139.9, up 0.18%, while the Shenzhen Component Index closed at 14329.91, up 0.09% [1] Individual Stock Performance - Qingdao Bank (002948) closed at 4.61, up 2.22% with a trading volume of 820,200 shares and a transaction value of 376 million [1] - Ningbo Bank (002142) closed at 30.55, up 0.86% with a trading volume of 507,200 shares and a transaction value of 1545 million [1] - Hangzhou Bank (600926) closed at 15.69, up 0.71% with a trading volume of 837,900 shares and a transaction value of 1323 million [1] - Qilu Bank (601665) closed at 5.59, up 0.54% with a trading volume of 649,200 shares and a transaction value of 363 million [1] - Chongqing Bank (601963) closed at 10.36, up 0.39% with a trading volume of 91,200 shares and a transaction value of 94.52 million [1] - Shanghai Bank (601229) closed at 9.27, up 0.11% with a trading volume of 635,000 shares and a transaction value of 593 million [1] - Other banks such as Changsha Bank, Xiamen Bank, and Suzhou Bank showed minimal changes in their stock prices [1] Capital Flow - The city commercial bank sector saw a net inflow of 404 million from main funds, while retail investors experienced a net outflow of 4.15 billion [2] - The main funds' net inflow and outflow for individual banks varied, with Ningbo Bank and Jiangsu Bank showing significant inflows [3] - Retail investors showed notable outflows in several banks, indicating a shift in investment sentiment [3]

Core Viewpoint - Guizhou Bank plays a crucial role in supporting the local economy by providing tailored financial services to various industries, enhancing the vitality of the county economy through innovative financial solutions and community engagement [1][2][3][5][8]. Group 1: Financial Support for Agriculture - Guizhou Bank implements a "one county, one industry" strategy, offering comprehensive financial services that boost local agricultural production, such as edible mushrooms and blueberries, leading to significant income increases for farmers [2][3][4]. - The bank's financial assistance has enabled companies like Guizhou Guiwang Biotechnology Co., Ltd. to expand production, resulting in an annual output value of 1 billion yuan and supporting over 200 local farmers with an average annual income increase of over 30,000 yuan [2][3]. - The blueberry industry in Majiang County has generated over 800 million yuan in annual output value, benefiting more than 30,000 residents through stable income opportunities [3]. Group 2: Industrial Upgrading and Support - Guizhou Bank focuses on financing new industrial projects, such as the aluminum deep processing industry in Qingzhen City, providing essential funding to support local economic transformation [5][6][7]. - The bank has facilitated the construction of the Wangzhuang aluminum processing industrial park, which has become a key driver for the local economy, with significant investments in infrastructure and technology [6][7]. - Financial support for companies like Guizhou Jifang Technology has enabled them to overcome cash flow challenges, leading to increased production capacity and market competitiveness [6][7]. Group 3: Infrastructure Development - Guizhou Bank has invested nearly 14.4 billion yuan in rural road construction, supporting over 41,000 projects and enhancing connectivity for local communities [11][12]. - The bank's innovative funding mechanisms ensure that financial resources are allocated efficiently to infrastructure projects, significantly improving transportation and logistics for rural economies [12]. - Improved rural roads have facilitated the movement of agricultural products, contributing to the economic development of various regions and enhancing the livelihoods of local farmers [12][13]. Group 4: Financial Innovation and Product Development - Guizhou Bank continuously develops innovative financial products, such as "Shuangnong Chengyi Loan" and "Shuangrong Chain," to meet the diverse needs of local industries and farmers [9][10]. - The bank's 24/7 asset management data platform and proprietary risk control indicators enhance the efficiency and security of its financial services, ensuring that support aligns with industry demands [10]. - The bank's commitment to providing tailored financial solutions has resulted in substantial economic benefits for local communities, transforming financial services into a vital resource for growth [10][13].

Core Viewpoint - The article discusses the increasing trend of personal non-performing loan (NPL) transfers in the banking sector, driven by regulatory changes and the rising pressure of bad debts on financial institutions [1][5]. Group 1: Market Dynamics - The personal NPL transfer market is experiencing a surge, with transaction volumes rising from 186.48 billion in 2021 to 965.30 billion in 2023, and projected to reach 1583.50 billion in 2024 [3][4]. - As of January 22, 2026, there were 20 new announcements for personal NPL transfers within the month, indicating heightened activity in the market [2][8]. - The average discount rate for personal NPL packages has significantly decreased, with rates dropping from 8%-10% before 2023 to around 5% in 2026 [10][11]. Group 2: Regulatory Impact - A regulatory notification extended the trial period for bulk transfers of personal NPLs until December 31, 2026, allowing a wider range of financial institutions to participate in the transfer process [2][4]. - The expansion of trial institutions to include city commercial banks and rural commercial banks has led to a notable increase in the volume of NPL transfers [5][17]. Group 3: Borrower Profile and Economic Context - The borrower demographic for personal NPLs includes failed entrepreneurs, unemployed individuals relying on credit cards for living expenses, and consumers with excessive debt [4][20]. - The economic backdrop, characterized by macroeconomic fluctuations and income instability, has exacerbated the bad debt situation, compelling banks to offload risk assets [5][20]. Group 4: Challenges in Asset Recovery - The recovery rates for NPLs have declined, with some packages facing average recovery rates below 6%, marking the lowest in five years [12][13]. - Financial institutions are facing challenges in asset valuation and recovery due to incomplete documentation and inefficient legal processes [26][28]. Group 5: Strategic Adjustments - Banks are adapting their strategies by improving the quality of NPL packages, such as reducing overdue times and increasing the concentration of borrowers in economically developed areas [24][25]. - There is a push for enhanced transparency and standardization in the NPL transfer process to improve market confidence and asset pricing [28].

| | | 香智新虹理财研究院 ·2025年末信息披露优秀机构 | | | | --- | --- | --- | --- | --- | | | | 理财公司前十 | | | | | 排名 | 理财机构 | જ્ઞેસ | | | ← | 14 | 杭银理财e | 99.00 € | ー | | L | 2+ | 南银理财台 | 98.13 € | ← | | ← | 34 | 招银理财 | 96.25 € | 4 | | ← | 44 | 苏银理财。 | 95.63 € | ← | | ← | 56 | 中银理财 | 94.38 € | ← | | 4 | 64 | 渤银理财台 | 92.50 € | ← | | ← | 74 | 品 | 91.88 € | 4 | | 4 | 84 | 工银理财 | 91.88 € | ← | | ← | 96 | 信银理财台 | 91.25 € | ← | | 47 | 10← | 兴银理财台 | 91.25 € | P | | ← | ← | ← | ← | P | 金融监管总局于2025年12月25日发布《银行保险机构资产管理产品信息披露管理办法》（以下简称《办 ...