Core Viewpoint - Guiyang Bank Co., Ltd.'s Zhuxiu Branch was fined and had illegal gains confiscated totaling 100,015 yuan for violating account management regulations as per the announcement from the People's Bank of China, Guizhou Branch [1][2]. Group 1 - The total penalty imposed on Guiyang Bank's Zhuxiu Branch includes both fines and confiscation of illegal gains amounting to 100,015 yuan [1][2]. - The administrative penalty was documented under the decision number Guiyin Punishment [2025] No. 0013 [2]. - The decision was made by the People's Bank of China, Guizhou Branch, and the penalty was announced on December 31, 2023 [1][2].

Market Overview - The city commercial bank sector experienced a decline of 0.33% on December 31, with Xiamen Bank leading the drop [1] - The Shanghai Composite Index closed at 3968.84, up 0.09%, while the Shenzhen Component Index closed at 13525.02, down 0.58% [1] Individual Bank Performance - Qilu Bank closed at 5.74, up 1.77% with a trading volume of 848,200 shares and a transaction value of 485 million [1] - Suzhou Bank closed at 8.29, up 0.24% with a trading volume of 263,500 shares and a transaction value of 219 million [1] - Xiamen Bank closed at 7.34, down 1.08% with a trading volume of 133,200 shares and a transaction value of 97.8 million [2] - Nanjing Bank closed at 11.43, down 0.78% with a trading volume of 235,600 shares and a transaction value of 270 million [2] Capital Flow Analysis - The city commercial bank sector saw a net inflow of 201 million from institutional investors, while retail investors experienced a net outflow of 9.56 million [2] - The capital flow for individual banks shows that Shanghai Bank had a net inflow of 48.9 million from institutional investors, while Hangzhou Bank had a net outflow of 50.55 million [3] - Suzhou Bank recorded a net inflow of 30.66 million from institutional investors, while retail investors had a net outflow of 27.1 million [3]

Core Viewpoint - The city commercial bank sector experienced a decline of 0.67% on December 26, with Xiamen Bank leading the drop, while the Shanghai Composite Index rose by 0.1% and the Shenzhen Component Index increased by 0.54% [1] Group 1: Market Performance - The closing price of Xiamen Bank was 7.56, reflecting a decrease of 2.45% with a trading volume of 139,200 shares and a transaction amount of 106 million yuan [2] - Other notable banks included Guizhou Bank at 5.90 (-1.17%), Ningbo Bank at 28.00 (-1.10%), and Chongqing Bank at 10.85 (-0.91%) [2] - The overall city commercial bank sector saw a net outflow of 59.97 million yuan from main funds, while retail funds experienced a net outflow of 80.69 million yuan [2] Group 2: Fund Flow Analysis - Hangzhou Bank had a main fund net inflow of 11.5 million yuan, but retail funds saw a net outflow of 76.27 million yuan [3] - Ningbo Bank recorded a main fund net inflow of 56.33 million yuan, while retail funds had a net outflow of 6.51 million yuan [3] - The overall trend indicates that while some banks attracted main fund inflows, retail investors were largely withdrawing their investments [3]

Market Performance - The city commercial bank sector increased by 0.07% compared to the previous trading day, with Shanghai Bank leading the gains [1] - The Shanghai Composite Index closed at 3959.62, up 0.47%, while the Shenzhen Component Index closed at 13531.41, up 0.33% [1] Individual Stock Performance - Shanghai Bank (601229) closed at 9.96, up 0.61% with a trading volume of 291,300 shares and a transaction value of 290 million [1] - Other notable performers include: - Changsha Bank (601577) at 9.76, up 0.41% [1] - Xi'an Bank (600928) at 3.76, up 0.27% [1] - Hangzhou Bank (600926) at 15.36, up 0.26% [1] - Beijing Bank (601169) at 5.51, up 0.18% [1] Capital Flow Analysis - The city commercial bank sector experienced a net outflow of 111 million from institutional investors, while retail investors saw a net inflow of 121 million [2] - The overall capital flow indicates a mixed sentiment, with institutional investors withdrawing funds while retail investors are increasing their positions [2] Detailed Capital Flow by Bank - Hangzhou Bank (600926) had a net inflow of 38.46 million from institutional investors, but a net outflow of 43.46 million from speculative funds [3] - Beijing Bank (601169) saw a net inflow of 23.41 million from institutional investors, with a net outflow of 18.77 million from speculative funds [3] - Guizhou Bank (601997) had a significant net inflow of 22.19 million from institutional investors, but a net outflow of 36.07 million from retail investors [3]

Group 1 - The core viewpoint of the news is that Guiyang Bank's stock performance and financial metrics indicate a mixed outlook, with a slight increase in stock price but a decline in revenue and net profit year-on-year [1][2]. Group 2 - On December 24, Guiyang Bank's stock rose by 0.50%, with a trading volume of 88.25 million yuan. The margin trading data shows a net margin buy of -1.62 million yuan for the day, with a total margin balance of 1.797 billion yuan [1]. - As of October 31, the number of shareholders of Guiyang Bank increased by 1.59% to 68,100, while the average circulating shares per person decreased by 1.56% to 53,714 shares [2]. - For the period from January to September 2025, Guiyang Bank reported an operating income of 9.435 billion yuan, a year-on-year decrease of 13.73%, and a net profit attributable to shareholders of 3.915 billion yuan, down 1.39% year-on-year [2]. - Since its A-share listing, Guiyang Bank has distributed a total of 8.684 billion yuan in dividends, with 3.217 billion yuan distributed in the last three years [3]. - As of September 30, 2025, Hong Kong Central Clearing Limited was the fourth largest circulating shareholder, holding 103 million shares, a decrease of 51.846 million shares from the previous period [3].

【深圳商报讯】（首席记者 谢惠茜）12月23日，国家金融监督管理总局遵义监管分局行政处罚信息公 开表显示，贵阳银行习水支行因"违规收取小微企业贷款承诺费"被罚款20万元；时任贵阳银行习水支行 行长李伟同样被警告。与此同时，贵阳银行正安支行因"贷款项目资本金未真实入账"被罚款30万元；时 任贵阳银行正安支行行长冯在稳同样因"贷款项目资本金未真实入账"被警告。 这并非贵阳银行近期第一次收到监管罚单。11月25日披露的行政处罚信息公开表显示，因"贷款三查不 到位"，贵阳银行黔西南分行被罚款60万元。时任贵阳银行黔西南分行行长助理易麒麟被警告并罚款5万 元，时任贵阳银行兴仁支行行长杨春被警告。 据记者不完全统计，贵阳银行今年以来已累计收到监管处罚10起，总处罚金额达240万元，其中，分支 机构处罚共8起，涉及黔西南分行、龙里支行、福泉支行、黔南分行、习水支行、正安支行等；共6名责 任人被警告或罚款，其中2人被同时处以警告与罚款。 据悉，贵阳银行2024年时曾单日收到5张罚单，涉及员工职务侵占、内控薄弱等，引发市场对该行内控 机制有效性的关注。 ...

麒麟被警告并罚款5万元，时任贵阳银行兴仁支行行长杨春被警告，显示基层信贷风控体系存在系统性 漏洞。 一天内贵阳银行又收到几张罚单！12月23日，据国家金融监督管理总局遵义监管分局行政处罚信息公开 表显示，贵阳银行习水支行因"违规收取小微企业贷款承诺费"被罚款20万元；时任贵阳银行习水支行行 长李伟同样因此被警告。与此同时，贵阳银行正安支行因"贷款项目资本金未真实入账"被罚款30万元； 时任贵阳银行正安支行行长冯在稳同样因"贷款项目资本金未真实入账"被警告。 | 序 | 当事人名称 | 行政处罚决 | 主要违法违 | 行政处 | 作出决 | | --- | --- | --- | --- | --- | --- | | 를 | | 定书文号 | 规行为 | 罚内容 | 定机关 | | 1 | 贵阳银行股 份有限公司 | 遵金罚决字 (2025) 31 | | 罚款20 | | | | | | | 万元 | | | | 习水支行 | 를 | 违规收取小 | | | | | 李伟(时任 贵阳银行股 | 遵金罚决字 | 微企业贷款 承诺费 | 警告 | | | 2 | 份有限公司 | (2025) 32 | | | ...

经济观察网12月23日，国家金融监督管理总局贵州监管局披露，贵阳银行（601997）习水支行因违规收 取小微企业贷款承诺费被罚款20万元，时任贵阳银行习水支行行长李伟被警告；贵阳银行正安支行因贷 款项目资本金未真实入账被罚款30万元，时任贵阳银行正安支行行长冯在稳被警告 ...

Core Viewpoint - Guiyang Bank has approved a credit line of 6.884 billion yuan to its affiliate, Guiyin Financial Leasing Co., Ltd., for interbank business purposes, with a validity period of one year from the date of board approval [1] Group 1 - Guiyang Bank's sixth board meeting for the year 2025 has passed a resolution regarding the credit line [1] - The approved credit line for Guiyin Financial Leasing is set at 6.884 billion yuan [1] - The credit line is intended for interbank business activities [1]

截至发稿，贵阳银行市值为218亿元。 每经头条（nbdtoutiao）——新能源重卡爆单了，11月销量同比增长178%！两班倒都供不应求，客户直 接进厂催单，这情景十年难遇 （记者 曾健辉） 每经AI快讯，贵阳银行（SH 601997，收盘价：5.95元）12月22日晚间发布公告称，公司第六届2025年 度第四次董事会会议于2025年12月22日在公司总行401会议室以现场方式召开。会议审议了《关于对贵 阳贵银金融租赁有限责任公司关联授信的议案》等文件。 2025年1至6月份，贵阳银行的营业收入构成为：个人和公司贷款及垫款（产品）占比116.07%，利息收 入占比65.16%，非利息收入占比5.08%，手续费及佣金收入占比0.29%。 ...