Market Overview - The city commercial bank sector increased by 0.26% on January 5, with Hangzhou Bank leading the gains [1] - The Shanghai Composite Index closed at 4023.42, up by 1.38%, while the Shenzhen Component Index closed at 13828.63, up by 2.24% [1] Individual Bank Performance - Hangzhou Bank (600926) closed at 15.45, with a rise of 1.11% and a trading volume of 580,400 shares, amounting to a transaction value of 893 million yuan [1] - Chengdu Bank (601838) closed at 16.24, up by 0.74%, with a trading volume of 278,200 shares and a transaction value of 450 million yuan [1] - Beijing Bank (601169) closed at 5.52, increasing by 0.73%, with a trading volume of 1,428,800 shares and a transaction value of 787 million yuan [1] - Guizhou Bank (601997) closed at 5.91, up by 0.68%, with a trading volume of 255,700 shares and a transaction value of 151 million yuan [1] - Qindao Bank (002948) closed at 4.51, increasing by 0.67%, with a trading volume of 419,600 shares and a transaction value of 188 million yuan [1] - Jiangsu Bank (616009) closed at 10.46, up by 0.58%, with a trading volume of 1,271,800 shares and a transaction value of 1.331 billion yuan [1] - Xian Bank (600928) closed at 3.72, increasing by 0.54%, with a trading volume of 198,300 shares and a transaction value of 73.3 million yuan [1] - Zhengzhou Bank (002936) closed at 1.94, up by 0.52%, with a trading volume of 723,100 shares and a transaction value of 140 million yuan [1] - Lanzhou Bank (001227) closed at 2.33, increasing by 0.43%, with a trading volume of 290,200 shares and a transaction value of 67.5 million yuan [1] - Ningbo Bank (002142) closed at 28.15, up by 0.21%, with a trading volume of 271,700 shares and a transaction value of 764 million yuan [1] Capital Flow Analysis - The city commercial bank sector saw a net inflow of 380 million yuan from main funds, while retail funds experienced a net outflow of 134 million yuan [2] - The main funds' net inflow and outflow for individual banks include: - Jiangsu Bank (600919) had a net inflow of 10.4 million yuan, with a 7.78% share of main funds [3] - Shanghai Bank (601229) had a net inflow of 87.04 million yuan, with a 13.64% share of main funds [3] - Hangzhou Bank (600926) had a net inflow of 79.04 million yuan, with an 8.86% share of main funds [3] - Nanjing Bank (600000) had a net inflow of 67.86 million yuan, with a 9.68% share of main funds [3] - Ningbo Bank (002142) had a net inflow of 58.14 million yuan, with a 7.61% share of main funds [3] - Qilu Bank (601665) had a net inflow of 57.72 million yuan, with a 14.60% share of main funds [3] - Qingdao Bank (002948) had a net inflow of 22.18 million yuan, with an 11.82% share of main funds [3] - Suzhou Bank (002966) had a net inflow of 6.29 million yuan, with a 2.71% share of main funds [3] - Xiamen Bank (601187) had a net inflow of 520,450 yuan, with a 5.25% share of main funds [3] - Xian Bank (600928) had a net inflow of 287,550 yuan, with a 3.92% share of main funds [3]

北京商报讯（记者 宋亦桐）1月5日，鹤壁金融监管分局发布《关于郑州银行股份有限公司收购浚县郑 银村镇银行股份有限公司设立分支机构的批复》，同意郑州银行收购浚县郑银村镇银行股份有限公司设 立郑州银行股份有限公司浚县支行、郑州银行股份有限公司浚县善堂支行、郑州银行股份有限公司浚县 白寺支行、郑州银行股份有限公司浚县王庄支行、郑州银行股份有限公司浚县屯子支行、郑州银行股份 有限公司浚县小河支行，承接浚县郑银村镇银行股份有限公司清产核资后的资产、负债、业务和员工以 及相关权利和义务。 ...

北京商报讯（记者 孟凡霞 周义力）1月4日，国家金融监督管理总局许昌监管分局发布《关于郑州银行 股份有限公司收购鄢陵郑银村镇银行股份有限公司设立分支机构的批复》，同意郑州银行收购鄢陵郑银 村镇银行设立郑州银行鄢陵支行、郑州银行鄢陵望田支行、郑州银行鄢陵张桥支行、郑州银行鄢陵大马 支行、郑州银行鄢陵彭店支行、郑州银行鄢陵柏梁支行、郑州银行鄢陵南坞支行、郑州银行鄢陵陶城支 行、郑州银行鄢陵安陵支行，并承接鄢陵郑银村镇银行清产核资后的资产、负债、业务和员工以及权利 和义务等。 ...

Market Overview - The city commercial bank sector experienced a decline of 0.33% on December 31, with Xiamen Bank leading the drop [1] - The Shanghai Composite Index closed at 3968.84, up 0.09%, while the Shenzhen Component Index closed at 13525.02, down 0.58% [1] Individual Bank Performance - Qilu Bank closed at 5.74, up 1.77% with a trading volume of 848,200 shares and a transaction value of 485 million [1] - Suzhou Bank closed at 8.29, up 0.24% with a trading volume of 263,500 shares and a transaction value of 219 million [1] - Xiamen Bank closed at 7.34, down 1.08% with a trading volume of 133,200 shares and a transaction value of 97.8 million [2] - Nanjing Bank closed at 11.43, down 0.78% with a trading volume of 235,600 shares and a transaction value of 270 million [2] Capital Flow Analysis - The city commercial bank sector saw a net inflow of 201 million from institutional investors, while retail investors experienced a net outflow of 9.56 million [2] - The capital flow for individual banks shows that Shanghai Bank had a net inflow of 48.9 million from institutional investors, while Hangzhou Bank had a net outflow of 50.55 million [3] - Suzhou Bank recorded a net inflow of 30.66 million from institutional investors, while retail investors had a net outflow of 27.1 million [3]

2025年，作为"十四五"规划收官之年与"十五五"规划谋篇布局的关键交汇点，金融行业使命在肩、责任 重大。地方法人银行如何实现自身高质量发展与区域经济协同共进，成为行业发展的关键命题。 植根中原大地的郑州银行（002936），坚守"服务地方经济、服务中小企业、服务城乡居民"的定位，凭 借规模增长、结构优化、服务精准的亮眼表现，在自身经营提质增效的同时，深度融入区域发展大局， 为地方经济转型升级注入强劲金融动能。凭借其在服务实体经济、发展普惠金融、践行社会责任方面的 突出贡献与创新实践以及积累下的良好口碑，郑州银行在财经网2025年度金融业评选中获评为"年度品 牌文化建设企业"。 筑牢服务根基 在经济金融形势复杂多变的当下，以及面对银行业经营承压的复杂环境，郑州银行全行上下切实提高政 治站位，锚定服务实体经济本源不动摇。 截至三季度末，郑州银行资产总额成功突破 7400 亿元，较上年末增长近 10%，资金集聚能力持续凸 显。 负债端增长势头强劲，吸收存款总额超 4500 亿元，增幅达 13.59%，其中个人存款余额突破 2670 亿 元，较上年末增长逾 22%，充分彰显了社会公众的高度信赖。 依托稳固的资金底盘 ...

Macro and Strategy - The fixed income investment strategy focuses on long-term bond wave operations, with a significant decline in default amounts in December, indicating a potential recovery in credit markets [7][8] - Domestic economic growth is expected to slow down, with GDP growth forecasted at approximately 4.3% for Q4 2025, remaining within the government's target range of around 5% [7][8] - The monetary policy meeting in Q4 removed references to "low price operation," indicating a shift in focus towards addressing supply-demand imbalances in the economy [8] Industry and Company - In the transportation sector, improvements in oil exchange rates are beneficial for the airline sector, while leading express companies are strengthening their competitive advantages [3][20] - The banking sector is expected to perform well leading up to the Spring Festival, with historical data showing a high success rate for bank stocks during this period [24][25] - The mechanical industry is seeing significant developments, with the establishment of a standardization committee for humanoid robots and ByteDance planning to invest $23 billion in AI [26][27] - The social services sector has seen a notable increase in duty-free sales in Hainan, with a 54.9% year-on-year growth, indicating strong consumer demand [33][34] - The express delivery industry is benefiting from price increases due to anti-involution policies, with major players like ZTO and YTO showing improved growth rates [22][23]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負 責，對其準確性或完整性亦不發表任何聲明，並明確表示概不會就本公告全部或 任何部分內容而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 Bank of Zhengzhou Co., Ltd.* 鄭州銀行股份有限公司 * （於中華人民共和國註冊成立的股份有限公司） （H股股份代號：6196） 海外監管公告 本公告由鄭州銀行股份有限公司（「本行」）根據香港聯合交易所有限公司證券上市 規則第13.10B條作出。 以下為本行於深圳證券交易所網站發佈之《鄭州銀行股份有限公司關於訴訟事項 進展的公告》，僅供參閱。 承董事會命 鄭州銀行股份有限公司* 趙飛 董事長 中國河南省鄭州市 2025年12月31日 郑州银行股份有限公司 关于诉讼事项进展的公告 郑州银行股份有限公司（以下简称"本行"）及董事会全体成员保证公告内容的真实、准 确、完整，没有虚假记载、误导性陈述或重大遗漏。 特别提示： 1.案件所处的诉讼阶段：一审判决 2.上市公司所处的当事人地位：原告 於本公告日期，本行董事會成員包括執行董事趙飛先生及李紅女士；非執行董事 張繼紅女士、劉炳恒先生及 ...

证券代码：002936 证券简称：郑州银行 公告编号：2025-050 郑州银行股份有限公司 关于诉讼事项进展的公告 郑州银行股份有限公司（以下简称"本行"）及董事会全体成员保证公告内容的真实、准 确、完整，没有虚假记载、误导性陈述或重大遗漏。 1.案件所处的诉讼阶段：一审判决 2.上市公司所处的当事人地位：原告 3.涉案的金额：借款本金 110,000 万元及利息、罚息、复利等 4.对上市公司损益产生的影响：本行已对该笔贷款计提了相应贷款损失准备， 不会对本行的本期利润或期后利润产生重大影响。 一、本次诉讼事项的基本情况 2025 年 7 月，本行中原路支行与郑州金威实业有限公司、河南中光城市运 营管理有限公司、永威置业集团有限公司、崔红旗、李伟、李玲玲金融借款合同 纠纷一案被郑州市中级人民法院受理。本案的基本情况详见本行于 2025 年 7 月 23 日在巨潮资讯网（http://www.cninfo.com.cn）披露的《郑州银行股份有限公司 关于诉讼事项的公告》（公告编号：2025-033）。 二、本次诉讼事项的进展情况 1.被告郑州金威实业有限公司于判决生效后十日内支付原告本行中原路支 行借款本金 ...

Core Insights - The article highlights the ongoing reform wave in China's rural banks, transitioning many from "village banks" to branches of larger banking institutions, enhancing their risk resilience and service capabilities [1][2][3] Group 1: Reform Trends - Over 250 village banks have been deregistered since 2025 due to regulatory approvals for mergers or dissolutions [1] - Many village banks are being restructured into branches of larger banks, such as the recent merger of Zhengzhou Bank with a village bank, which will dissolve the latter's legal entity [1][2] - In December alone, nearly 50 village banks were approved for mergers or dissolutions by regulatory authorities [2] Group 2: Structural Changes - The restructuring of village banks includes four main methods: absorption by the main initiating bank, mergers of multiple village banks, direct dissolution, and increasing shareholding in village banks by the main bank [2][3] - The focus of these reforms is not merely on reducing the number of banks but on enhancing the quality and governance of remaining institutions [3][4] Group 3: Service Enhancement - The fundamental goal of the reforms is to optimize the quality of rural financial services and improve support for agriculture and local economies [3][4] - Post-reform, village banks are expected to maintain their local customer relationships while benefiting from improved capital strength and risk management systems [4][5] - The reforms aim to stimulate the internal motivation of banks by enhancing governance and resource integration, ensuring they meet diverse financial needs effectively [4][5]

12月26日，以"新开局、新动能、新征程"为主题的"启航·2025金融峰会"在北京圆满举办，大会由金融界主办，汇聚监管部门、行业协会、金融机构、上市 公司、媒体等数百位相关领导和重磅嘉宾。会上，第十四届金融界"金智奖"年度评选结果重磅揭晓，郑州银行荣获"杰出智慧风控先锋奖"。 "金智奖"旨在树立高质量发展标杆，引导上市公司聚焦主业、持续创新、践行社会责任，推动资本向优质企业集聚。本届评选中，金融界上市公司研究院紧 密契合"十五五"规划建议中"提升上市公司质量"的要求，将高质量发展内核分解为社会责任、实业贡献、投资回报、成长前景、创新效率、杰出品牌六大维 度，以企业财务数据和公开信息为基础建立量化分析模型，最终覆盖A股、港股及中概股超8000家企业，评选出近200家获奖企业。 杰出智慧风控奖旨在表彰在金融风险管理领域兼具稳健性与创新性的金融机构，包括在风险指标表现、科技赋能风控、合规体系建设三大维度取得卓越成 效。该奖项核心评价标准包括风险管控成效显著，科技创新融合深入，合规与处置能力突出。本奖项旨在树立金融行业智慧风控标杆，引导行业通过"稳健 管控+科技赋能"双轮驱动，提升风险管理精细化水平，助力金融行业高质 ...