Core Viewpoint - UBS Group AG is positioning itself to offer tokenized services and crypto access to its clients, indicating a strategic shift towards digital assets in the financial system [1][2]. Group 1: Digital Asset Strategy - The CEO, Sergio Ermotti, emphasized a client-led approach to digital assets, focusing on building core infrastructure and exploring offerings such as crypto access for individual clients and tokenized deposit solutions for corporates [2]. - UBS plans to provide select clients in Switzerland with access to Bitcoin and Ethereum, reflecting a growing trend in the banking sector towards digital asset investment [2]. Group 2: Technological Integration - The emergence of digital assets and tokenization is seen as an opportunity to fundamentally change banking operations, with a focus on delivering a seamless technological experience for the next generation of investors [3]. - UBS is implementing AI-enabled capabilities to enhance service efficiency and productivity across its banking operations, indicating a commitment to leveraging technology for competitive advantage [4]. Group 3: Financial Performance and Market Position - UBS reported a profit of approximately $7.9 billion last year, marking a 53% increase year-over-year, and solidified its market position by acquiring Credit Suisse in 2023 [5]. - The Swiss National Bank has increased its exposure to Bitcoin, suggesting a broader institutional interest in digital assets within Switzerland [5].

瑞银集团2026年展望：预计净节约额将逐步累积，且下半年的占比会更高。 来源：滚动播报 ...

瑞银集团：2025年第四季度净利润同比增长56%，达12亿美元。 来源：滚动播报 ...

Core Insights - UBS AG has exceeded market expectations with its fourth-quarter earnings report, showcasing strong financial health and strategic growth initiatives [1][5] Financial Performance - UBS reported earnings per share of $0.37, surpassing the estimated $0.25, and revenue of approximately $12.2 billion, exceeding the estimated $9.25 billion [2] - The bank's net profit for the quarter was $1.2 billion, exceeding analysts' expectations of $919 million, despite a decline from the previous quarter's net profit of $2.5 billion [2] - Group revenues for the quarter reached $12.1 billion, aligning with forecasts and showing an increase from $11.6 billion in the same period last year [2] Strategic Initiatives - UBS announced a $3 billion share buyback program, reflecting confidence in its financial stability and future growth prospects [3] Financial Metrics - The common equity tier 1 (CET1) capital ratio stood at 14.4% for the fourth quarter, slightly down from 14.8% in the previous quarter [3] - The price-to-earnings (P/E) ratio is approximately 20.65, while the price-to-sales ratio is about 2.02 [4] - The enterprise value to sales ratio is around 3.96, and the enterprise value to operating cash flow ratio is approximately 68.63 [4] - UBS's earnings yield is about 4.84%, with a debt-to-equity ratio of 4.07, indicating financial leverage [4] - The current ratio of 0.28 may suggest potential liquidity challenges in meeting short-term obligations [4] Conclusion - UBS AG's strong fourth-quarter performance and strategic financial management position it as a strong contender in the global banking sector, with solid growth prospects and a commitment to returning value to shareholders [5]

JUST IN: $7 trillion UBS says it is considering offering access to cryptocurrencies for individual clients. https://t.co/2gQjG6Gdgv ...

UBS’s asset-management unit booked a $29 million loss in the fourth quarter related to the sale of its O’Connor business to Cantor Fitzgerald, according to the bank’s quarterly report https://t.co/SSzOOnlWuk ...

JUST IN: $7 trillion UBS Group CEO Sergio Ermotti said the bank is considering offering access to crypto for individual clients. https://t.co/NzWgSSHUlT ...

UBS reported a net profit attributable to shareholders of $1.2bn in the fourth quarter of 2025 (Q4 2025), up 56% year-on-year. The Swiss bank’s profit before tax (PBT) stood at $1.7bn in the quarter under review, an increase of 62% from the previous year. Group invested assets surpassed $7tn for the first time, reflecting a 15% annual increase, supported by market gains, currency movements, and net asset inflows. Global Wealth Management (GWM) recorded $101bn in net new assets over the year, with notab ...

Core Viewpoint - The majority of job reductions in UBS' Swiss business are expected to occur in the second half of 2026, as stated by the bank's CEO Sergio Ermotti [1] Group 1 - UBS is planning significant job reductions within its Swiss operations [1] - The timing for these job cuts is projected for the latter half of 2026 [1] - CEO Sergio Ermotti provided this information during a press briefing [1]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 _________________ FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 Date: February 4, 2026 UBS Group AG (Registrant's Name) Bahnhofstrasse 45, 8001 Zurich, Switzerland (Address of principal executive office) Commission File Number: 1-36764 UBS AG (Registrant's Name) Bahnhofstrasse 45, 8001 Zurich, Switzerland Aeschenvorstadt 1, 4051 Basel, Switzerland (Address of princi ...