活动现场，工作人员结合商户日常现金收付高频场景，普及人民币核心防伪特征与简易识别技巧，重点 演示误收假币后的证据留存、部门上报等实操流程，助力商户规避经营风险。此外，工作人员详细解读 了《人民币管理条例》，重点讲解"现金与非现金支付并行"的服务规范，提示大家遵守不得拒收现金的 法律规定，保障消费者支付选择权，同时邀请商户预约零钱包订制及残损币兑换服务，助力其实现"找 零无忧"。 近日，江苏银行北京宣武门支行组建专项服务团队，走进支行周边商圈商户开展现金知识宣传活动。活 动精准对接商户现金使用需求，切实提升商户反假币意识与现金使用效率，帮助商户守好"钱袋子"。 此次宣传活动为商户送上了"干货满满"的现金知识大礼包，支行以专业的讲解赢得了商户的一致认可。 下一步，江苏银行北京宣武门支行将持续聚焦商户金融需求，做好全方位金融服务，为商户营造安全便 捷的现金使用环境。 ...

此次宣传活动，是江苏银行北京宣武门支行深化"金融为民"服务理念、积极履行社会责任的具体行动。 展望未来，江苏银行北京宣武门支行将继续深耕金融知识普及工作，走进更多企业与社区，通过线上线 下联动，持续扩大宣传覆盖面，为营造安全、健康的金融消费环境贡献坚实力量。 活动现场，支行通过摆放宣传海报、派发宣传折页以及现场讲座等多种形式，与医院员工进行深度互 动。支行工作人员结合真实案例，用通俗易懂的语言详细拆解了人民币的防伪特征，重点讲解了"一 看、二摸、三听、四测"的识假技巧。针对医院职工在日常现金收付中可能遇到的假币相关场景，支行 工作人员还特别演示了发现假币后的标准处置流程，提示大家不能私自收缴假币，如误收假币要尽快上 交至人行、公安机关或银行网点，确保大家不仅"能识别"，更"懂处理"。 为进一步提升企业员工的金融风险防范意识，守护好百姓的"钱袋子"，近日，江苏银行北京宣武门支行 走进某眼科医院，开展了一场别开生面的反假货币知识专项宣传活动，将专业的金融安全技能送到医护 人员身边。 "这种老版钞票怎么辨别真伪？""如果收到疑似假币该去哪里鉴定？"面对医院职工的踊跃提问，支行工 作人员耐心一一解答，现场学习氛围持续 ...

Market Performance - The city commercial bank sector increased by 0.07% compared to the previous trading day, with Shanghai Bank leading the gains [1] - The Shanghai Composite Index closed at 3959.62, up 0.47%, while the Shenzhen Component Index closed at 13531.41, up 0.33% [1] Individual Stock Performance - Shanghai Bank (601229) closed at 9.96, up 0.61% with a trading volume of 291,300 shares and a transaction value of 290 million [1] - Other notable performers include: - Changsha Bank (601577) at 9.76, up 0.41% [1] - Xi'an Bank (600928) at 3.76, up 0.27% [1] - Hangzhou Bank (600926) at 15.36, up 0.26% [1] - Beijing Bank (601169) at 5.51, up 0.18% [1] Capital Flow Analysis - The city commercial bank sector experienced a net outflow of 111 million from institutional investors, while retail investors saw a net inflow of 121 million [2] - The overall capital flow indicates a mixed sentiment, with institutional investors withdrawing funds while retail investors are increasing their positions [2] Detailed Capital Flow by Bank - Hangzhou Bank (600926) had a net inflow of 38.46 million from institutional investors, but a net outflow of 43.46 million from speculative funds [3] - Beijing Bank (601169) saw a net inflow of 23.41 million from institutional investors, with a net outflow of 18.77 million from speculative funds [3] - Guizhou Bank (601997) had a significant net inflow of 22.19 million from institutional investors, but a net outflow of 36.07 million from retail investors [3]

Core Viewpoint - The article discusses the importance of identifying the true responsibility and value of companies in the context of ESG (Environmental, Social, and Governance) governance, particularly through the newly released ESG-V rating list for listed companies in Jiangsu Province, which evaluates 621 companies to provide insights into their sustainable capabilities and investment values [1][2]. Group 1: ESG-V Rating System - The ESG-V rating system incorporates four dimensions: Environment (E), Social (S), Governance (G), and Value (V), aiming to provide a dual perspective of sustainability and investment potential for responsible investing [2][8]. - The top-rated companies, including Heng Rui Medicine, Huatai Securities, and Yuyue Medical, received the highest AAA rating, showcasing strong compliance and stable value characteristics [2][3]. Group 2: Industry Insights - The majority of high-rated companies share common traits such as mature governance structures, clear profit models, and stable value creation, with notable examples in the pharmaceutical and financial sectors [3][4]. - The overall distribution of ratings shows that 43% of companies are rated BBB or above, indicating a foundational balance between environmental, social, governance, and value dimensions among Jiangsu's listed companies [3][4]. Group 3: State-Owned Enterprises Performance - There is a noticeable performance divergence among state-owned enterprises, with some like Jiangsu Bank excelling in governance and value dimensions, while others lag in transparency and environmental management [4]. - The rating distribution reveals a "spindle-shaped" structure, with over 60% of companies rated between BB and A, indicating that many are still in the middle stage of establishing responsible governance [4][5]. Group 4: Future Implications - The ESG-V rating list serves as a lens to observe the ongoing journey of companies in Jiangsu towards green transformation and capital recognition, emphasizing the need for sustainable institutional foundations and rational market pricing for long-term value [8].

Core Viewpoint - The competition among banks for operating loan rates has intensified, with rates as low as 2.35% being offered, driven by a combination of policy guidance, market competition, and the need for banks to support small and micro enterprises [1][3]. Group 1: Operating Loan Rates - Current operating loan rates are competitive, with banks offering rates around 2.5% for secured loans and approximately 3% for unsecured loans, with potential for further negotiation based on client creditworthiness [1][2]. - A notable case is a small business owner who secured a loan at around 3% linked to the LPR, highlighting the favorable lending environment compared to previous years [1]. - Different banks are focusing on various aspects of their operating loan products, but the common themes are "low rates and high limits" [1]. Group 2: Bank Strategies and Offerings - Major state-owned banks are maintaining stable operating loan rates around 3%, with some offering rates as low as 2.5% for qualified clients [2]. - Banks are enhancing customer engagement through promotional activities, such as referral rewards for existing clients who bring in new customers [2]. - Flexibility in loan eligibility criteria is evident, with banks like Ping An Bank requiring only two years of company establishment and a certain level of account turnover [2]. Group 3: Market Dynamics and Future Outlook - The current favorable operating loan rates are attributed to a combination of shrinking traditional mortgage assets and regulatory encouragement for banks to support small businesses [3]. - Experts predict limited room for significant rate decreases in the short term, with rates likely to stabilize at low levels due to ongoing regulatory support for financial institutions to benefit the real economy [3]. - Concerns about excessively low rates potentially leading to risks such as fund arbitrage are noted, indicating that banks need to maintain a balance in their pricing strategies [3]. Group 4: Consumer Loan Market - Consumer loans are also becoming a competitive area for financial institutions, with rates generally above 3%, and efforts to stimulate consumption through various financial products [4][5]. - Major state-owned banks are offering consumer loan rates in the range of 3.3% to 4.5%, with some flexibility based on individual credit profiles [5]. - Financial institutions are actively promoting consumer loans, especially in anticipation of peak consumption periods, with various incentives and promotional campaigns being launched [6][7].

Economic News - The State-owned Assets Supervision and Administration Commission emphasized the need for central enterprises to enhance budget management and cost control across all aspects of operations [2] - The National Development and Reform Commission and the National Energy Administration aim for a total installed capacity of 15 million kilowatts for solar thermal power by 2030, with costs comparable to coal power [2] - The Ministry of Housing and Urban-Rural Development proposed measures to promote the sale of existing homes and optimize affordable housing supply [2] - The General Administration of Customs conducted research on cutting-edge technology development and technology transfer [2] - The Hainan Free Trade Port has begun exporting self-produced goods with a value of 32,000 yuan, benefiting from over 12% cost savings [2] - The Shanghai Municipal Finance Bureau announced a subsidy for pig income insurance, with the municipal government covering 50% of the premium [2] - The U.S. economy showed a revised annualized GDP growth of 4.3% in Q3, exceeding expectations [2] - Japan reported a leak of radioactive water from a new reactor, with ongoing investigations into external radiation exposure [2] - Brazil confirmed anti-dumping duties on automotive glass from China, with specific rates for Malaysian producers [2] - South Korea's BC Card completed a pilot project for stablecoin payments, allowing foreign users to pay local merchants [2] Company Insights - Haibo Technology plans to invest 2 billion yuan in a smart green energy storage factory, expected to be completed by December 2028 [6] - Zhenyu Technology's subsidiary signed a strategic cooperation agreement to invest at least 1 billion yuan in projects related to new energy vehicle components and humanoid robots [6] - Huaxin Cement's major shareholder plans to increase its stake in the company by 200 million to 400 million yuan within six months [6] - Biological Shares' major shareholder intends to increase its stake by 50 million to 100 million yuan over the next year [6] Industry Strategy Agriculture Sector - The report suggests focusing on three main investment lines for the agriculture sector in 2026, with an emphasis on pig farming, feed, and pet food [7][9][10] - The pig farming industry is expected to see a gradual improvement in supply-demand dynamics, with a focus on cost management as a key factor for long-term growth [7] - The report highlights the potential for leading companies like Muyuan Foods to benefit from improved valuations and market conditions [8] Feed and Veterinary Medicine - The veterinary medicine sector is shifting towards innovation, with companies that prioritize R&D expected to thrive [9] - The feed industry is anticipated to see stable demand supported by high livestock inventory, with leading companies likely to gain market share [9] Pet Food Market - The domestic pet food market is projected to grow, with local brands gaining market share despite tariff disruptions [10][11]

登录新浪财经APP 搜索【信披】查看更多考评等级 凌源钢铁股份有限公司（股票简称：凌钢股份，股票代码：600231）12月24日发布诉讼进展公告，公司 与江苏银行股份有限公司深圳分行（以下简称"江苏银行"）的合同纠纷二审案件已由辽宁省朝阳市中级 人民法院作出终审裁定：驳回上诉，维持原裁定。该案涉案金额为4955.82万元及由此产生的利息、费 用，法院认定案件存在经济犯罪嫌疑，不属于民事案件受理范畴，将有关材料移送公安机关处理。公司 明确表示，本次裁定不会对日常生产经营及当期和未来损益产生负面影响。 案件背景与诉讼进展 公告显示，该案件源于2024年1月9日凌钢股份因合同纠纷向凌源市人民法院提起的民事诉讼，诉请金额 4955.82万元。2025年11月，一审法院依据《最高人民法院关于在审理经济纠纷案件中涉及经济犯罪嫌 疑若干问题的规定》第十一条，认定案件存在经济犯罪嫌疑，裁定驳回起诉并将材料移送公安机关。江 苏银行对该裁定不服，向辽宁省朝阳市中级人民法院提起上诉。 二审争议焦点与法院裁定 江苏银行上诉请求主要包括两点：一是认为本案与经济犯罪线索非同一法律关系，一审法院适用法律错 误；二是主张凌钢股份的诉讼请求构 ...

依据《中华人民共和国证券投资基金法》、《公开募集证券投资基金运作管理办法》、《国联安恒盛3 个月定期开放纯债债券型证券投资基金基金合同》（以下简称"《基金合同》"）的有关规定，现将国联 安基金管理有限公司（以下简称"基金管理人"或"本基金管理人"）旗下国联安恒盛3个月定期开放纯债 债券型证券投资基金（以下简称"本基金"）基金份额持有人大会的决议及相关事项公告如下： 一、本次基金份额持有人大会会议情况 2、《国联安基金管理有限公司关于以通讯方式召开国联安恒盛3个月定期开放纯债债券型证券投资基金 基金份额持有人大会的第一次提示性公告》 本基金以通讯方式召开了基金份额持有人大会，会议审议了《关于持续运作国联安恒盛3个月定期开放 纯债债券型证券投资基金的议案》（以下简称"本次会议议案"），并由参加大会的基金份额持有人及其 代理人对本次会议议案进行表决。大会表决投票时间从2025年11月21日起至2025年12月21日17：00止 （投票表决时间以本基金管理人收到表决票时间为准）。 经统计，基金份额持有人及其代理人所代表的24,999,010.00份有效基金份额参加了本次基金份额持有人 大会，占权益登记日（权益登记日为 ...

江苏银行股份有限公司（以下简称"公司"）第六届董事会第二十四次会议通知于2025年12月16日以电子 邮件方式发出，12月22日以书面传签方式召开。本次会议应参与表决董事15名，实际参与表决董事15 名。会议符合《公司法》等法律法规及公司章程的有关规定，表决所形成的决议合法、有效。 证券代码：600919 证券简称：江苏银行 公告编号：2025-044 优先股代码：360026 优先股简称：苏银优1 江苏银行股份有限公司 董事会决议公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容 的真实性、准确性和完整性承担个别及连带责任。 一、关于江苏银行股份有限公司2026-2030年发展战略规划的议案 二、关于江苏银行股份有限公司2025年信息科技工作报告的议案 表决结果：同意15票，反对0票，弃权0票。 三、关于江苏银行股份有限公司2025年业务连续性管理专项审计情况报告的议案 会议审议通过以下议案： 表决结果：同意15票，反对0票，弃权0票。 四、关于江苏银行股份有限公司限额方案调整的议案 表决结果：同意15票，反对0票，弃权0票。 表决结果：同意15票，反对0票，弃 ...

Core Viewpoint - The article discusses the aggressive deposit acquisition strategies employed by small and medium-sized banks as they approach the end of the year, highlighting both legitimate marketing tactics and the resurgence of questionable practices to meet performance targets [3][4][5]. Group 1: Deposit Acquisition Strategies - As the end of 2025 approaches, banks are entering a "sprint mode" for deposit acquisition, utilizing methods such as raising deposit interest rates, offering gifts, and promoting wealth management products to attract new customers and funds [5][6]. - For instance, Jiangsu Bank has raised the annual interest rate on a three-year fixed deposit product to 1.9%, a 15 basis point increase from the standard rate, while Jilin Bank has increased its three-year fixed deposit rate from 1.75% to 2% [5][6]. - Additionally, banks like Yilian Bank are implementing limited-time offers and gift incentives to draw in customers, with some banks offering gifts for deposits above certain thresholds [6]. Group 2: Market Dynamics and Risks - Industry insiders indicate that the year-end deposit acquisition not only plays a crucial role in banks' strategies but also reflects the challenges faced by small banks in a limited interest rate environment, prompting them to adopt refined operational strategies to attract customers and increase funds [7]. - The phenomenon of "deposit rushing" has re-emerged, where banks attempt to meet performance metrics by rapidly increasing deposits at the end of reporting periods, often facilitated by intermediaries advertising low-cost deposit options [8][9]. - This practice raises concerns about compliance with regulations and the potential risks to depositors' funds, as these operations may violate banking regulations and create market disturbances [11][12]. Group 3: Internal Pressures and Ethical Concerns - The pressure on bank employees to meet performance targets has led to the normalization of purchasing performance indicators through online platforms, with employees spending money to complete deposit and fund purchase tasks to avoid penalties [10]. - Such practices not only expose banks to regulatory risks but also create internal competition issues and could damage the bank's reputation and customer trust [12]. - Experts warn that these practices can lead to long-term negative consequences if not managed properly, emphasizing the need for customers to be aware of the risks associated with participating in such deposit operations [12].