作为扎根首都的城商行标杆，北京银行在2024年交出了一份亮眼的成绩单。通过持续深化金融供给侧改革，北京银行在服务国家战略、赋能实体经济、促进 消费升级等领域实现多点突破。 深耕"五篇大文章" 构建高质量发展新格局 今年以来，宏观政策持续发力，引导金融机构深挖支持实体经济的潜力。3月份，继《关于做好金融"五篇大文章"的指导意见》出台后不久，发展消费金 融，助力提振消费也被提上日程。 在落实中央金融工作会议精神过程中，北京银行以科技、绿色、普惠、养老、数字金融为突破口，构建起服务现代化产业体系的立体化金融支持网络。 科技金融跑出"加速度"。北京银行发布专精特新企业专属产品"领航e贷"4.0 版本，截至2024年末产品累计放款突破1000亿元，达到1068亿元，较年初增长 338亿元；服务专精特新企业超2万家，较年初增超6400家。报告期末，全行科技金融贷款余额3642.79亿元，增速40.52%。 绿色金融绘就"新蓝图"。北京银行发布"无废贷""节水贷""绿棕贷"等绿色金融贷款产品，并与首单落地企业签署合作协议。运用碳减排支持工具累计向 50个 项目发放贷款14.13亿元，带动的年度碳减排量为52.04万吨二氧化 ...

| 证券简称 | 资产总计 | 总资产(同 | 营业收入 | 营业收入(同 净利润 | | 净利润(同 | | --- | --- | --- | --- | --- | --- | --- | | | [报告期] 去 | 比增长率) | | [报告期] 去 比増长率） | [报告期] 去 比增长率) | | | | 年年报 | [报告期] 去 年年报 | | 【报告期】去 | 年年报 | 【报告期】 | | | [报表类型] | | 年年报 [报表类型] | 年年报 | 报表类型 | 去年年报 | | 北京银行 | 42,215.4 | 12.6 | 699.2 | 4.8 | 258.9 | 0.6 | | 江苏银行 | 39,520.4 | 16.1 | 808.2 | 8.8 | 333.1 | 11.0 | | 上海银行 | 32,266.6 | 4.6 | 529.9 | 4.8 | 235.6 | 4.4 | | 宁波银行 | 31,252.3 | 15.3 | 666.3 | 8.2 | 272.2 | 6.3 | | 南京银行 | 25,914.0 | 13.2 | 502.7 | 11.3 ...

4月24日，第十五届北京国际电影节电影投融资论坛举行。第十五届北影节组委会副秘书长李小明表示，北影节始终坚持"共享资源、共赢未来"，积极搭建 影视企业与金融机构的对接桥梁，培育互利共赢的创新生态。当日，北京市电影局与北京银行签署《电影产业战略合作协议》，继续对优质电影项目提供金 融服务支撑，并进一步扩大合作范围，助力电影消费，支持电影科技发展、电影放映服务升级，以及电影"走出去"等。北京银行发布电影新质生产力金融服 务方案——新影擎计划，首批合作伙伴包括坏猴子文化、百纳千成、五元文化。 上证报中国证券网讯（记者 杨翔菲）4月24日，第十五届北京国际电影节（简称"北影节"）电影投融资论坛举行。第十五届北影节组委会副秘书长李小明表 示，北影节始终坚持"共享资源、共赢未来"，积极搭建影视企业与金融机构的对接桥梁，培育互利共赢的创新生态。 中国电影评论学会会长饶曙光呼吁，电影人发挥自身价值，鼓励更多耐心资本进入，依据市场、观众与投融资变化灵活完善，让投融资更高效，以抵御资本 风险，达成多赢双赢局面。 "我们坚持长期主义的精神，洞察转变，寻觅分享长期主义的信息。"爱奇艺高级副总裁叶宁提出，电影行业真正的天花板是观众，优 ...

随着2024年报的持续披露，17家A股上市城商行中，已有14家成绩单"浮出水面"。 郑州银行营收同比降5.78%， 从资产质量情况看，截至去年末，10家银行不良贷款率有所下降，其他则与上年持平。其 中，郑州银行不良贷款率最高，为1.79%。此外，在拨备覆盖率上，北京银行和郑州银行位 居后两位，分别为208.75%、182.99%，虽已达标但仍存提升空间。 业绩快报整理 2024年，江苏银行营业收入继续位列上述14家银行榜首，实现营业收入808.15亿元；北京银 行、宁波银行排名次之，营收均超过600亿元；上海银行、南京银行位居第四位、第五位， 均超过500亿元。 同时，上述银行中仅厦门银行去年营收未及100亿元，为57.61亿元。不过，该行在2023年增 速为负，去年实现了正向增长。 而在14家上市城商行中，仅1家营业收入为负增长，即郑州银行，降幅为5.78%，同时，该 行营收座次亦降至第十一位。 年报显示，郑州银行去年实现利息净收入103.65亿元，较上年同比下降13.75亿元，降幅 11.71%，占营业收入80.49%。其中，业务规模调整导致利息净收入增加10.43亿元，收益率 或成本率变动导致利息净收入 ...

北京银行的2024年年度报告显示，该行实现营业收入699.17亿元，同比增长4.81%；实现归属于母公司 股东的净利润258.31亿元，同比增长0.81%。规模指标上，截至报告期末，资产总额达4.22万亿元，较 年初增长12.61%；贷款和垫款本金总额达2.21万亿元，较年初增长9.65%。霍学文称，这是一份量质齐 升的良好答卷。 霍学文今年将届60岁。2022年初，他从北京市地方金融监督管理局局长位置上"空降"北京银行担任"一 把手"，掌舵这家城商行至今满三年。 抛开单个年度的报表，拉长时间轴，一张跨越3年的答卷，可能会更加全面客观还原对这位"监管老 兵"的评价。 霍学文（图片来自网络） 1 营收三年微增约5.49%，利息净收入占比偏高 "2025年，北京银行正式进入全面数字化经营阶段。"日前在北京银行2024年年报业绩发布会上，董事长 霍学文为这家头部城商行定了战略基调。按照其说法，"经过过去三年数字化转型，北京银行进入到了 数字化转型的2.0阶段"。 （图片来自网络） 拆解多个关键数据，可圈可点。2021年北京银行实现营业收入662.75亿元，2024年是699.17亿元，三年 增长约5.49% 。值得 ...

2024年，对于银行业来说，无疑是充满荆棘与挑战的一年。面对利率持续下行、息差不断收窄的压力， 各家银行的盈利空间正在不断被压缩。 展望2025年，百年变局加速演进，AI大模型重塑千行百业，银行经营环境机遇与挑战并存。在即将迎 来"三十而立"的重要关口，北京银行该如何以形式更多、差异性更大的发展模式，在市场中脱颖而出？ 该行的"答题思路"正在逐渐清晰。 然而，2024年，北京银行却以穿越周期的经营智慧、差异化发展的创新实践，诠释了一家城商行的"破 浪前行"。 近日，北京银行发布了2024年业绩报告。截至2024年末，北京银行资产总额达4.22万亿元，较年初增长 12.61%，规模站上新台阶；实现营业收入699.17亿元，同比增长4.81%；实现归母净利润258.31亿元， 同比增长0.81%，展现出良好的发展韧性。 质效均衡发展 在经营业绩稳健向好的同时，资本市场也传来捷报：北京银行全年股价涨幅达到43.69%，创近十年最 大涨幅；品牌价值达到1036.62亿元，实现市值与品牌价值双提升。 在"逆周期"中实现韧性生长 在低利率、低息差的双重挑战下，韧性，成为了有竞争力的商业银行的重要特征，它体现在一家银行身 ...

Core Viewpoint - The China Securities Index ESG 80 Index has shown a decline in recent months, indicating potential challenges in the ESG investment landscape [2][3]. Group 1: Index Performance - The China Securities Index ESG 80 Index reported a value of 1881.55 points, with a decrease of 2.70% over the past month, 0.32% over the past three months, and 4.05% year-to-date [1][2]. - The index is based on a sample of 80 securities selected from the CSI 300, focusing on those with an ESG score of E+ or higher and the lowest volatility over the past six months [2]. Group 2: Index Composition - The top ten holdings of the China Securities Index ESG 80 Index include Guotai Junan (2.78%), Daqin Railway (2.15%), and Changjiang Power (2.12%), among others [2]. - The index is heavily weighted towards the Shanghai Stock Exchange, which accounts for 73.04% of the holdings, while the Shenzhen Stock Exchange represents 26.96% [2]. Group 3: Sector Allocation - The sector allocation of the index shows that finance constitutes 33.86%, followed by industrials at 22.50%, and materials at 11.46% [3]. - Other sectors include consumer discretionary (7.50%), utilities (6.53%), consumer staples (6.23%), healthcare (5.90%), information technology (3.09%), energy (1.60%), and communication services (1.35%) [3]. Group 4: Index Adjustment Mechanism - The index samples are adjusted biannually, with changes implemented on the next trading day following the second Friday of June and December [3]. - Weight factors are generally fixed until the next scheduled adjustment, with provisions for temporary adjustments in special circumstances such as delisting or corporate actions [3].

Investment Rating - The report maintains a "Recommended" investment rating for Beijing Bank (stock code: 601169) [1] Core Insights - Beijing Bank shows marginal improvement in revenue growth, with a year-on-year increase of 4.81% in 2024, recovering from previous quarters. The net profit attributable to shareholders increased by 0.81% year-on-year [4] - The bank's net interest income also improved, with a year-on-year growth of 4.81% for the full year and 4.29% in Q4 2024, driven by an increase in net interest income and growth in non-interest income [4] - The bank's asset quality remains stable, with a non-performing loan ratio of 1.31% and a provision coverage ratio of 208.75% as of the end of 2024 [4] Summary by Sections Revenue and Profitability - In 2024, Beijing Bank's revenue reached 69.92 billion yuan, with a growth rate of 4.81%. The net profit attributable to shareholders was 25.83 billion yuan, reflecting a growth rate of 0.81% [44] - The bank's return on equity (ROE) was 8.65%, a decrease of 0.67 percentage points year-on-year [4] Loan and Deposit Growth - Total loans increased by 9.65% year-on-year, with corporate loans growing by 14.43% and technology finance loans surging by 40.52% [4] - Total deposits grew by 18.21% year-on-year, with corporate and personal deposits increasing by 12.68% and 19.69%, respectively [4] Non-Interest Income - Non-interest income rose by 10.06% year-on-year, with a significant increase of 15.29% in Q4 2024, primarily driven by growth in investment income and other non-interest income [4] - The bank's retail assets under management (AUM) grew by 17.25% year-on-year, and the scale of wealth management products increased by 39.4% [4] Capital Adequacy and Risk Management - The core tier one capital adequacy ratio stood at 8.95%, down 0.26 percentage points year-on-year [4] - The bank has increased its provision for credit losses, with a credit cost of 0.87% in 2024, reflecting a proactive approach to risk management [4] Future Outlook - The bank aims to deepen its digital transformation and enhance its retail financial services, with projected BVPS of 13.64 yuan, 14.60 yuan, and 15.60 yuan for 2025, 2026, and 2027, respectively [44]

Group 1 - The resignation of Cheng Suning from the board of directors of Beijing Bank has been confirmed due to work reasons, effective immediately upon submission of his resignation letter [1][2] - The board expresses gratitude for Cheng Suning's contributions to the bank [3] Group 2 - The second extraordinary general meeting of shareholders was held on April 16, 2025, at the bank's headquarters [6] - All resolutions presented at the meeting were approved without any objections [6] - The meeting was conducted in accordance with the Company Law and the bank's articles of association, utilizing both on-site and online voting methods [6][8] Group 3 - The meeting was attended by all 9 current directors and 5 current supervisors, along with the board secretary and senior management [7] - Two key resolutions were passed: the election of Dai Wei as a director and the election of Wang Xuesong as an independent director [8] - The legal proceedings of the meeting were validated by Beijing Tianda Gonghe Law Firm, confirming compliance with relevant laws and regulations [9]

Core Viewpoint - AI is profoundly reshaping the banking industry, and Beijing Bank is committed to an "All in AI" strategy, focusing on building three major systems: a technology system driven by "large models + general machine learning models," an "AI+" application scenario system, and a multi-party ecosystem partnership system [1] Group 1: AI Implementation and Achievements - Beijing Bank has launched the first online and intelligent AI collaborative service in the banking industry, improving frontline staff efficiency by over 10% and saving 0.5 to 1 hour of work time per day [2] - The bank has established an "RPA robot factory" model, deploying 1,073 automated processes and executing 2.65 million tasks, saving over 3,500 man-months of labor [2] - The bank's AI capabilities have significantly reduced the time for due diligence reports from 3 days to 1 day, and the mobile banking service "i智配" has served nearly 600,000 customers with over 7 million services provided [2] Group 2: Customer and Loan Growth - As of the end of 2024, the number of specialized and innovative enterprise clients at Beijing Bank exceeded 20,000, with an increase of over 6,400 clients since the beginning of the year [3] - The loan balance for specialized and innovative enterprises reached 106.8 billion, an increase of 33.8 billion from the beginning of the year, achieving the "billion action" goal a year ahead of schedule [3] Group 3: Future AI Strategy - The bank plans to integrate AI deeply with its strategic layout, enhancing core competitiveness through AI in risk control, asset management, and collaboration [3] - Future efforts will focus on solidifying AI foundational capabilities, enhancing AI applications, and promoting a collaborative working model between humans and machines [3] - The bank aims to strengthen its AI talent base, ensuring that every employee benefits from and promotes AI initiatives [3]