股票代码：601169 2024 北京银行股份有限公司 年度报告 BANK OF BEIJING ANNUAL REPORT 北京银行股份有限公司 2024 年年度报告 CONTENTS 释义 02 备查文件 02 重要提示 03 董事长致辞 04 BANK OF BEIJING CO., LTD. 2024 ANNUAL REPORT 09 第一节 公司简介 16 第二节 会计数据和财务指标摘要 28 第三节 管理层讨论与分析 100 第四节 公司治理 134 第五节 环境和社会责任 144 第六节 重要事项 150 第七节 股份变动及股东情况 156 第八节 优先股相关情况 160 第九节 财务报告 目录 专 注 成 长 北京银行股份有限公司 2024 年年度报告 释义 在本年报中，除非文义另有所指，下列词语具有如下含义： | 文中 | 释义 | | --- | --- | | 本行 | 北京银行股份有限公司 | | 公司、本公司 | 北京银行股份有限公司及其附属机构 | | 章程、公司章程 | 北京银行股份有限公司章程 | | 央行、中央银行 | 中国人民银行 | | 金融监管总局 | 国家金融监督管理 ...

（一）利润分配方案的具体内容 证券代码：601169 证券简称：北京银行 公告编号：2025-016 北京银行股份有限公司 2024 年度利润分配预案公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗 漏，并对其内容的真实性、准确性和完整性承担个别及连带责任。 重要内容提示： 一、利润分配方案内容 经毕马威华振会计师事务所（特殊普通合伙）审计，2024 年度 北京银行股份有限公司（以下简称"本行"）合并报表口径归属于母公 司普通股股东的净利润为人民币 225.48 亿元。经董事会决议，本次 利润分配方案如下： 1 分配比例：2024 年度末期每股派发现金股利 0.200 元（含税）， 叠加中期已派发的现金股利，2024 年度每股合计派发现金股利 0.320 元（含税） 本次利润分配以实施分红派息股权登记日登记的本行普通股总股 本为基数，具体股权登记日期将在分红派息实施公告中明确 不触及《上海证券交易所股票上市规则》（以下简称"《股票上市 规则》"）第 9.8.1 条第一款第（八）项规定的可能被实施其他风 险警示的情形 本次利润分配预案尚待本行 2024 年年度股东大会审议通过后 ...

北京银行（601169）公告，2024年营业收入699.17亿元，同比增长4.81%。归属于母公司股东的净利润 258.31亿元，同比增长0.81%。向全体普通股股东派发2024年度末期现金股利42.29亿元，每10股派发现 金股利3.2元。 ...

2025 年度"提质增效重回报"行动方案 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗 漏，并对其内容的真实性、准确性和完整性承担个别及连带责任。 2025 年，北京银行股份有限公司（以下简称"本行"）深入贯 彻党的二十大、二十届三中全会、中央金融工作会议和中央经济工作 会议精神，胸怀"国之大者"，牢记"人民至上"初心，坚守"首都 银行"定位，践行金融工作的政治性、人民性，在加快自身高质量发 展的同时，为利益相关方创造更大价值。本行结合自身发展战略和经 营情况，制定了 2025 年度"提质增效重回报"行动方案，具体内容 如下： 证券代码：601169 证券简称：北京银行 公告编号：2025-013 北京银行股份有限公司 一、全力做好金融"五篇大文章"，提升经营发展质效 本行紧扣国家战略导向，坚持把服务实体经济作为根本宗旨，围 绕科技金融、绿色金融、普惠金融、养老金融、数字金融"五篇大文 章"，全面提升金融服务理念、能力和质效。打造科技金融全生命周 期服务体系，精准服务初创期、成长期、成熟期科技型企业；服务经 济社会发展全面绿色转型，加强绿色金融产品服务创新；将普惠金融 服务进一 ...

2025年4月16日 北京银行股份有限公司 2025年第二次临时股东大会会议材料 （股票代码：601169） 中国·北京 | 会 | 议 | 议 | 程 I | | --- | --- | --- | --- | | 会 | 议 | 须 | 知 II | | 议案一 | | | 关于选举戴炜先生为董事的议案 1 | | 议案二 | | | 关于选举王雪松女士为独立董事的议案 3 | 股份有限公司 2025 年第二次临时股东大会 会 议 材 料 会 议 议 程 议 程 内 容 四、 审议议案 五、 股东发言或提问 I 会议时间：2025 年 4 月 16 日上午 9:00 会议地点：北京银行总行三层新闻发布厅 召开方式：现场会议+网络投票 召 集 人：本行董事会 会 议 须 知 为维护全体股东的合法权益，确保股东大会会议秩序和议事效率，根据 《中华人民共和国公司法》《上市公司股东大会规则》《北京银行股份有限公 司章程》和《北京银行股份有限公司股东大会议事规则》等相关规定，特制 定本须知。 股东参加股东大会依法享有发言权、质询权、表决权等权利。股东参加 股东大会，应认真履行其法定权利和义务，不得侵犯其他股东的合法 ...

Group 1 - The company will hold the 2024 annual performance briefing on April 15, 2025, from 15:30 to 17:00 [1][2] - The briefing will be conducted both in-person and via live streaming, with multiple online platforms available for investors to join [2][3] - Investors can submit questions via email to the company before April 11, 2025, and the company will address common concerns during the briefing [3][4] Group 2 - The briefing aims to provide a comprehensive understanding of the company's 2024 operational results and financial status [2] - Participants will include the company's board of directors, senior management, and independent director representatives [2] - After the briefing, investors can access the main content and details of the event through the Shanghai Stock Exchange's roadshow center [4]

证券代码：601169 证券简称：北京银行 公告编号：2025-012 北京银行股份有限公司 关于召开 2024 年度业绩说明会的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 上海证券交易所上证路演中心（https://roadshow.sseinfo.com/） 东方财富路演（https://roadshow.eastmoney.com/luyan/4670225） 万得 3C 会议（https://3c.wind.com.cn/l/DikF?shareUserSign=HFs） 投资者可于 2025 年 4 月 11 日（星期五）17:00 前将相关问题通过 电子邮件形式发送至本行邮箱（snow@bankofbeijing.com.cn）。 本行将在 2024 年年度业绩说明会（以下简称"业绩说明会"）上对 投资者普遍关注的问题进行交流。 一、说明会类型 北京银行股份有限公司（以下简称"本行"）将于 2025 年 4 月 14 日收盘后披露 2024 年年度报告，为便于广大投资者更全面深入地了 解公 ...

Core Viewpoint - Beijing Bank has appointed Dai Wei as the new president amid challenges such as narrowing net interest margins and external operational pressures, indicating a strategic shift in leadership to address performance issues and enhance profitability [1][2]. Leadership Changes - Dai Wei, born in 1972, has extensive experience in both state-owned and joint-stock banks, having worked at China Construction Bank and China Merchants Bank before joining Beijing Bank in 2009 [1][2]. - Since its establishment, Beijing Bank has had five presidents, with the previous president, Yan Bingzhu, under investigation for serious violations, highlighting internal control issues and a lag in transformation [2][3]. Financial Performance - Beijing Bank, once a leader among city commercial banks, has seen its revenue and profit growth lag behind competitors like Jiangsu Bank and Ningbo Bank, raising questions about its "city commercial bank king" title [4][5]. - The bank's total revenue from 2019 to 2023 showed a declining growth trend, with 2024 Q3 revenue at 51.76 billion yuan, a 4.06% year-on-year increase, and net profit at 20.62 billion yuan, a 1.90% increase [5][6]. Asset Quality - The non-performing loan (NPL) ratio has decreased from 1.57% in 2020 to 1.31% in 2024 Q3, but remains higher than Jiangsu Bank's NPL ratio of 0.89% [6]. - Interest income accounted for approximately 70% of total revenue, indicating a reliance on traditional income sources [6]. Strategic Focus - Dai Wei aims to transform Beijing Bank from being large to strong by focusing on specialized and innovative enterprises, particularly in the context of supporting new economic sectors [7][8]. - The bank has already serviced 20,000 specialized and innovative enterprises, with a loan balance exceeding 100 billion yuan, indicating a commitment to fostering innovation and technology-driven growth [8].

Core Viewpoint - The 2025 Zhongguancun Forum in Beijing serves as a significant platform for global technology innovation exchange and cooperation, highlighting China's technological advancements and the role of Beijing Bank as a strategic partner [2][4]. Group 1: Beijing Bank's Role - Beijing Bank has been a strategic partner of the Zhongguancun Forum since 2018, supporting the event for seven consecutive years and this year participating as a gold strategic partner [2]. - During the forum, Beijing Bank hosted a conference themed "Intelligent New Beijing Color, Together Towards a New Future," focusing on technology-driven high-quality development and exploring the future of industries under the "Technology + Finance" dual-drive model [2][3]. - The bank actively participated in various forums, including discussions on carbon neutrality and green finance, showcasing its commitment to exploring new paths in technology finance services [2][3]. Group 2: Financial Services and Achievements - Beijing Bank established a financial service station at the forum to provide comprehensive and efficient financial services to attendees, demonstrating its expertise and responsibility in the technology innovation sector [3]. - As of the end of 2024, Beijing Bank has provided over 1.2 trillion yuan in credit to 50,000 technology-oriented small and micro enterprises, with a loan balance exceeding 100 billion yuan for specialized and innovative enterprises [3]. - The bank supports over 50% of specialized and innovative enterprises in Beijing, 74% of enterprises listed on the Beijing Stock Exchange, 71% on the Sci-Tech Innovation Board, and 80% on the Growth Enterprise Market [3]. Group 3: Future Outlook - Looking ahead, Beijing Bank aims to continue providing high-quality financial services and exploring new paradigms for serving new quality productivity, contributing to high-quality development in the capital and global technology innovation cooperation [4].

Core Points - The company will hold its second extraordinary general meeting of shareholders on April 16, 2025 [1] - Voting will be conducted through both on-site and online platforms, with specific time slots for each [3][4] - Shareholders must register to attend the meeting and can delegate their voting rights to representatives [5][6] Group 1: Meeting Details - The meeting will take place at 9:00 AM on April 16, 2025, at the Beijing Bank headquarters [3] - The online voting system will be provided by the Shanghai Stock Exchange [3] - The voting period for online participation will be from 9:15 AM to 3:00 PM on the day of the meeting [1][3] Group 2: Voting Procedures - Shareholders can vote through the trading system or the internet voting platform [2][3] - Shareholders with multiple accounts can aggregate their voting rights across all accounts [4] - The first voting result will be considered valid if the same voting right is exercised multiple times [4] Group 3: Registration and Attendance - Shareholders must provide necessary documentation for registration, including identification and proof of shareholding [5][6] - Written responses for attendance must be submitted by April 11, 2025 [5] - The meeting is open to shareholders registered by the close of trading on the record date of April 9, 2025 [6]