北京银行股份有限公司 2026年第一次临时股东会会议材料 （股票代码：601169） 中国·北京 2026年2月12日 1.审议关于选举关文杰先生为董事的议案； 2.审议关于发行资本补充工具的议案。 I 会议时间：2026 年 2 月 12 日上午 9:00 会议地点：北京银行总行三层新闻发布厅 召开方式：现场会议+网络投票 召 集 人：本行董事会 一、 宣布会议开始 二、 宣读股东会会议须知 三、 选举监票人 四、 审议议案 五、 股东发言或提问 六、 对议案投票表决 七、 集中回答股东提问 八、 宣布表决结果及决议 九、 宣读法律意见书 | 会 | 议 | 议 程 | I | | --- | --- | --- | --- | | 会 | 议 | 须 知 II | | | 议案一 | | 关于选举关文杰先生为董事的议案 | 1 | | 议案二 | | 关于发行资本补充工具的议案 | 3 | 股份有限公司 2026 年第一次临时股东会 会 议 材 料 会 议 议 程 议 程 内 容 股份有限公司 2026 年第一次临时股东会 会 议 材 料 会 议 须 知 为维护全体股东的合法权益，确保股东会会议秩序和议事 ...

Core Viewpoint - The company is actively implementing policies to support consumer loans, credit card installment plans, and financing for small and micro enterprises, in line with government directives to boost consumption and reduce financing costs [1][2][3] Group 1: Policy Implementation - The company is advancing the implementation of personal consumption loans, credit card installment plans, loans for service industry entities, small and micro enterprises, and equipment upgrade loans [1][2] - The implementation is based on several government notifications aimed at optimizing fiscal subsidy policies for personal consumption and business loans [1][2] Group 2: Operational Guidelines - The company will adhere to market-oriented and legal principles, optimizing business processes and simplifying procedures to expedite policy rollout [1][2] - Specific channels and operational guidelines for these policies will be published through the company's official website, WeChat account, and local branches [1][2] Group 3: Customer Advisory - The company will not charge any service fees for the aforementioned loans and has not partnered with any loan intermediaries or individuals [3] - Customers are advised to remain vigilant against potential scams [3]

Group 1 - The city commercial bank sector increased by 1.9% on February 4, with Ningbo Bank leading the gains [1] - The Shanghai Composite Index closed at 4102.2, up 0.85%, while the Shenzhen Component Index closed at 14156.27, up 0.21% [1] - Key individual stock performances included Ningbo Bank at 31.70 with a rise of 3.26%, Xiamen Bank at 7.21 with a rise of 3.15%, and Qingdao Bank at 5.52 with a rise of 2.79% [1] Group 2 - The net inflow of main funds in the city commercial bank sector was 128 million yuan, while retail funds saw a net inflow of 67.65 million yuan [1] - The table of fund flows indicated that Ningbo Bank had a main fund net inflow of 1.15 billion yuan, while retail funds experienced a net outflow of 1.34 billion yuan [2] - Jiangsu Bank had a main fund net inflow of 38.95 million yuan, but retail funds saw a net outflow of 73.94 million yuan [2]

Investment Rating - The industry investment rating is "Buy" [2] Core Insights - The report provides a comprehensive analysis of 163 regional banks in Zhejiang Province, highlighting their asset and liability structures, profitability, and asset quality [6][20] - The asset growth rate for major city commercial banks in Zhejiang is 9.4%, which is lower than the 14.2% growth rate of listed city commercial banks, while major rural commercial banks show an asset growth rate of 8.0%, exceeding the 6.7% growth rate of listed rural commercial banks [6][25] - The report indicates that the loan-to-asset ratio for city commercial banks is projected to reach 55.5% in 2024, an increase of 95 basis points year-on-year, while rural commercial banks will see a decrease to 59.3%, down 19 basis points [31] - Profitability metrics show that the average Return on Assets (ROA) for city commercial banks in Zhejiang is 0.78%, slightly above the average of listed city commercial banks, while rural commercial banks have an average ROA of 0.82%, which is below the average of listed rural commercial banks [6][31] - The asset quality of regional banks in Zhejiang is reported to be better than that of listed banks, with non-performing loan ratios lower by 16 basis points for city commercial banks and 9 basis points for rural commercial banks compared to their listed counterparts [6][31] Summary by Sections Section 1: Economic Structure of Zhejiang Province - Zhejiang Province is focused on high-quality development and aims to become a model for common prosperity [13] - The province's GDP is heavily concentrated in cities like Hangzhou, Ningbo, and Wenzhou, with Hangzhou accounting for 24.3% of the total GDP in 2025 [15] Section 2: Overview of 163 Regional Banks - The report categorizes the banks into city commercial banks, rural banks, and others, with a total of 163 banks in the region [20] - The distribution of registered capital among these banks is relatively balanced, with 63 banks having over 500 million yuan in registered capital [22] Section 3: Asset and Liability Structure - The asset growth of major city and rural commercial banks has been declining since 2019, with city banks showing a growth rate of 9.4% in the first half of 2025 [25] - The liability structure indicates that customer deposits account for 77.5% of liabilities for city commercial banks, which is higher than the 66.2% for listed city banks [44] Section 4: Profitability and Asset Quality - The average ROE for city commercial banks in Zhejiang is 11.98%, slightly lower than the average of listed city banks [6][31] - The report highlights that the non-performing loan ratio for city commercial banks is lower than that of listed banks, indicating better asset quality [6][31]

| 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 601963 | 重庆银行 | 10.18 | -1.83% | 12.29万 | 1.25亿 | | 601838 | 成都银行 | 15.82 | -1.62% | 44.70万 | 7.10亿 | | 601665 | 齐鲁银行 | 5.64 | -1.57% | 74.37万 | 4.21亿 | | 601169 | 北京银行 | 5.28 | -1.31% | 196.28万 | 10.39亿 | | 601229 | 上海银行 | 9.27 | -1.28% | 53.77万 | 4.98亿 | | 601577 | 长沙银行 | 9.56 | -0.93% | 19.60万 | 1.87亿 | | 600928 | 西安银行 | 3.69 | -0.81% | 24.44万 | 9033.50万 | | 601997 | 贵阳银行 | 5.69 | -0.70% | 42.61万 | 2.43亿 | | 616009 | 江苏银行 | ...

2026年2月2日，北京银行（601169）发布公告称，根据系统维护升级安排，北京银行官网（网站主页系 统）将于2026年2月3日22:00-22:30进行维护升级，维护期间系统将间歇性停机，可能出现访问卡顿、操 作延迟等情况。请您提前做好相关安排，避开系统维护时段。如有疑问，请致电北京银行24小时服务热 线95526。由此给您带来不便，敬请谅解。 ...

Market Overview - On February 2, the city commercial bank sector declined by 0.3% compared to the previous trading day, with Qilu Bank leading the decline [1] - The Shanghai Composite Index closed at 4015.75, down 2.48%, while the Shenzhen Component Index closed at 13824.35, down 2.69% [1] Individual Bank Performance - Shanghai Bank (601229) closed at 66.6, up 1.62% with a trading volume of 821,000 shares and a transaction value of 776 million [1] - Beijing Bank (601169) closed at 5.35, up 0.94% with a trading volume of 2.4269 million shares and a transaction value of 1.304 billion [1] - Nanjing Bank (6001009) closed at 10.62, up 0.85% with a trading volume of 844,400 shares and a transaction value of 902 million [1] - Qilu Bank (601665) closed at 5.73, down 1.55% with a trading volume of 715,600 shares and a transaction value of 415 million [2] - Hangzhou Bank (600926) closed at 15.92, down 1.49% with a trading volume of 521,800 shares and a transaction value of 840 million [2] Capital Flow Analysis - The city commercial bank sector saw a net inflow of 17.93 million from institutional investors, while retail investors experienced a net outflow of 157.95 million [2] - Major banks like Shanghai Bank and Jiangsu Bank had significant net inflows from institutional investors, with Shanghai Bank receiving 71.52 million, accounting for 9.22% of its total [3] - Conversely, retail investors showed a notable outflow from several banks, including Beijing Bank, which saw a retail net outflow of 64.17 million, representing 4.92% [3]

Core Viewpoint - The A-share market's banking sector experienced a counter-trend increase, with several banks showing significant gains despite overall market conditions [1]. Group 1: Stock Performance - CITIC Bank saw an increase of 3.48%, with a total market capitalization of 414 billion [2] - Shanghai Bank increased by 2.49%, with a market cap of 134.6 billion [2] - Huaxia Bank rose by 2.05%, with a market cap of 103 billion [2] - Other banks such as Industrial Bank, Everbright Bank, and Nanjing Bank also reported gains exceeding 1% [1][2] - Agricultural Bank, Industrial and Commercial Bank, and China Merchants Bank had market caps of 2386.9 billion, 2619.6 billion, and 2304.7 billion respectively, with slight increases [2] Group 2: Year-to-Date Performance - Year-to-date performance shows that most banks have negative returns, with CITIC Bank down 3.38% and Shanghai Bank down 6.24% [2] - Notably, Qingdao Bank has a positive year-to-date return of 17.86%, indicating strong performance relative to its peers [2] - Other banks like Agricultural Bank and Industrial Bank have year-to-date declines of 11.20% and 7.31% respectively [2]

Core Viewpoint - The A-share market has seen a rise in bank stocks, with several banks experiencing significant gains despite overall market trends [1] Group 1: Stock Performance - CITIC Bank increased by 3.48%, with a total market capitalization of 414 billion [2] - Shanghai Bank rose by 2.49%, with a market cap of 134.6 billion [2] - Huaxia Bank saw a gain of 2.05%, with a market value of 103 billion [2] - Industrial Bank increased by 1.98%, with a market cap of 403.6 billion [2] - Everbright Bank rose by 1.81%, with a total market capitalization of 199.7 billion [2] - Nanjing Bank increased by 1.52%, with a market cap of 132.2 billion [2] - Beijing Bank saw a rise of 1.51%, with a market value of 113.7 billion [2] - Agricultural Bank increased by 1.49%, with a market cap of 23,869 billion [2] - Industrial and Commercial Bank rose by 1.38%, with a market value of 26,196 billion [2] - Zhejiang Bank increased by 1.37%, with a market cap of 81 billion [2] - Bank of Communications rose by 1.36%, with a market value of 592.9 billion [2] - Shanghai Pudong Development Bank increased by 1.29%, with a market cap of 338.7 billion [2] - Qingdao Bank saw a rise of 1.15%, with a market value of 30.7 billion [2] - Bank of China increased by 1.12%, with a market cap of 17,496 billion [2] - Minsheng Bank rose by 1.07%, with a market value of 165.9 billion [2] - China Construction Bank increased by 1.03%, with a market cap of 23,047 billion [2] - Ping An Bank rose by 1.02%, with a market value of 212.3 billion [2] Group 2: Year-to-Date Performance - CITIC Bank has a year-to-date decline of 3.38% [2] - Shanghai Bank has decreased by 6.24% year-to-date [2] - Huaxia Bank has a year-to-date decline of 4.34% [2] - Industrial Bank has decreased by 9.45% year-to-date [2] - Everbright Bank has a year-to-date decline of 3.15% [2] - Nanjing Bank has decreased by 6.47% year-to-date [2] - Beijing Bank has a year-to-date decline of 1.82% [2] - Agricultural Bank has decreased by 11.20% year-to-date [2] - Industrial and Commercial Bank has a year-to-date decline of 7.31% [2] - Zhejiang Bank has decreased by 2.96% year-to-date [2] - Bank of Communications has a year-to-date decline of 7.45% [2] - Shanghai Pudong Development Bank has decreased by 18.25% year-to-date [2] - Qingdao Bank has increased by 17.86% year-to-date [2] - Bank of China has a year-to-date decline of 5.24% [2] - Minsheng Bank has decreased by 1.04% year-to-date [2] - China Construction Bank has a year-to-date decline of 5.06% [2] - Ping An Bank has decreased by 4.12% year-to-date [2]

北京银行新掌门人选落地进程持续推进。 1月下旬引关注 已通过董事会提名 关文杰近期的职务变动引发业内高度关注，成为2026年开年城商行领域的核心人事看点。 1月28日，北京银行发布公告，该行董事会2026年第一次会议于当日召开。会议通过了《关于提名关文 杰先生为董事候选人的议案》，同意提名关文杰为该行董事候选人，任期三年，任职资格尚需监管机构 核准。同日，该行发布召开2026年第一次临时股东会的通知显示，将于2026年2月12日投票审议选举关 文杰先生为董事的议案。 据了解，关文杰原为北京农商行董事长。1月27日，北京农商行在官网披露，该行董事会已收到关文杰 提交的书面辞职报告。这也意味着，关文杰将集齐北京三家市属银行履历"大满贯"。 南都·湾财社记者对时间线进行梳理发现，此次人事调整节奏紧凑。1月20日，业内传出消息，关文杰已 正式被任命为北京银行党委书记；仅两天后的1月22日晚间，北京银行官方微信发布2026年工作会议相 关信息。推文显示，党委书记关文杰发表讲话，党委副书记、行长戴炜作工作报告。 值得注意的是，这也是其履新后首次公开亮相，更是首次对全行年度经营工作作出公开部署。 与北京银行履新进程同步，关 ...