Financial Performance - In the first three quarters of 2024, the company achieved operating revenue of 6.68 billion CNY, with a net profit attributable to shareholders of -118 million CNY, indicating some pressure on performance [1] - Revenue from the financial sector reached 3.04 billion CNY, with financial software revenue at 2.46 billion CNY, representing a year-on-year growth of 19.42% [1] - The signed contracts in the financial sector amounted to 3.578 billion CNY, with financial software contracts reaching 2.817 billion CNY, showing a year-on-year increase of 17.34% [1] Business Development - The company continues to maintain its leading position in traditional business areas, with significant breakthroughs in overseas business expansion, including winning contracts with a Japanese foreign bank and a Hong Kong bank [2] - The company has successfully signed contracts for various projects, including a credit management platform and loan system upgrades for several banks [3] - The new generation of credit product solutions has seen multiple successful bids, enhancing the company's service capabilities in the financial technology sector [4] Market Challenges and Opportunities - The banking industry is facing significant operational pressure, with a decline in net interest margins and a contraction in IT budgets for 2024, leading to increased competition in the financial technology market [2] - Despite short-term performance pressures, the company is transitioning towards a focus on quality and profitability, aiming to improve overall company value [2] - The company is leveraging its technological capabilities and cost advantages to enhance its competitiveness in the overseas banking market [3] Cost Management - The company has implemented strict cost control measures, resulting in a decrease in R&D and sales expenses year-on-year, despite an increase in financial costs due to short-term borrowing [4] - The company aims to maintain a downward trend in overall expenses while improving cash flow efficiency and shortening the sales collection cycle [4]

Investment Rating - The investment rating for the company is "Buy-A" with a target price of 12.21 CNY for the next six months, compared to the current stock price of 11.05 CNY [5]. Core Insights - The company reported a revenue of 6.68 billion CNY for the first three quarters of 2024, reflecting a year-on-year growth of 0.94%. In Q3 2024, the revenue reached 2.58 billion CNY, showing an increase of 8.98% year-on-year. However, the net profit attributable to shareholders for the first three quarters was -118 million CNY, a decline of 235.96% year-on-year, with Q3 net profit at -41 million CNY, down 804.12% year-on-year [1][3]. - The financial software services segment achieved a revenue of 2.46 billion CNY in the first three quarters, marking a growth of 19.42% year-on-year, indicating strong performance in this area [1][3]. - The company is focusing on expanding its financial technology strategy and has plans for a private placement to enhance its overseas market presence [2][4]. Revenue Summary - In Q3 2024, the company experienced an acceleration in revenue growth, primarily supported by the financial sector. The total revenue from the financial industry for the first three quarters was 3.04 billion CNY, with financial software services contributing 2.46 billion CNY, up 19.42% year-on-year. The signed contracts in the financial sector reached 3.58 billion CNY, with financial software services contracts at 2.81 billion CNY, reflecting a growth of 17.34% year-on-year. The backlog of signed but unrecognized revenue for financial software services was 2.96 billion CNY, up 28.57% year-on-year [3][4]. Profitability Summary - The decline in net profit is attributed to intense industry competition, which led to a decrease in gross margin by 3.08 percentage points compared to the previous year. Additionally, increased investments in new product lines to expand the financial technology strategy contributed to the drop in net profit and net profit excluding non-recurring items [3][4]. Market Strategy - Domestically, the company is nurturing its key business areas, with new generation credit products gaining traction. It has successfully secured several significant projects in the financial sector. Internationally, the company plans to raise 300 million CNY for the development of its OneBox overseas banking system and other projects, indicating a strategic move into the overseas market, which is viewed as a new growth area [4][9]. Financial Projections - The company is expected to achieve revenues of 12.36 billion CNY, 13.11 billion CNY, and 13.98 billion CNY for the years 2024, 2025, and 2026, respectively. The projected net profits for the same years are 237.8 million CNY, 297.7 million CNY, and 379.7 million CNY [9][10].

Financial Performance - Total revenue for Q3 2024 reached ¥2,583,598,405.41, an increase of 8.98% compared to the same period last year[3] - Net profit attributable to shareholders was -¥41,412,100.77, a decrease of 804.12% year-on-year[3] - The company achieved operating revenue of 6.68 billion yuan and a net profit attributable to shareholders of -118 million yuan in the first three quarters[14] - The company reported a net loss of ¥180,084,042.60 for Q3 2024, compared to a net profit of ¥61,123,503.98 in the same period last year, representing a significant decline[26] - Operating profit for the quarter was ¥-208,548,387.07, down from ¥37,729,620.32 in Q3 2023[26] - Basic and diluted earnings per share were both ¥-0.1225, compared to ¥0.0898 in the previous year[27] - The total comprehensive income for the quarter was ¥-181,774,734.43, compared to ¥90,582,723.30 in Q3 2023[26] Cash Flow - The net cash flow from operating activities for the year-to-date period was -¥744,628,519.92, an increase of 25.01% compared to the previous year[3] - Cash flow from operating activities showed a net outflow of ¥744,628,519.92, an improvement from a net outflow of ¥993,021,662.23 in Q3 2023[29] - Total cash inflow from investment activities was ¥4,323,473,734.96, down from ¥7,360,180,572.86 in the same quarter last year[29] - The company experienced a net cash outflow from investment activities of ¥1,131,824,722.14, contrasting with a net inflow of ¥296,458,130.05 in Q3 2023[29] - Cash flow from financing activities resulted in a net inflow of ¥749,516,262.58, compared to a net outflow of ¥40,465,490.02 in the previous year[29] Assets and Liabilities - Total assets at the end of the period were ¥12,668,501,018.06, a decrease of 1.15% from the end of the previous year[3] - The balance of cash and cash equivalents decreased by 61.34% compared to the beginning of the year, primarily due to cash payments for procurement and services[5] - The company reported a total current asset of approximately ¥9.93 billion, down from ¥10.19 billion at the beginning of the period[21] - Total liabilities rose to CNY 6,589,940,778.17, compared to CNY 6,479,101,790.00 at the beginning of the period, indicating an increase of 1.71%[23] - Owner's equity decreased to CNY 6,078,560,239.89 from CNY 6,336,403,702.23, reflecting a decline of 4.08%[24] Investments and Financial Activities - The net cash flow from investment activities decreased by 481.78% to -1.13 billion yuan, primarily due to increased external investments in financial products[9] - The net cash flow from financing activities increased by 1,952.24% to 749.52 million yuan, mainly due to increased bank loans[9] - Financial expenses increased by 87.36% to 26.63 million yuan compared to the same period last year, primarily due to increased interest expenses[8] - Investment income decreased by 58.33% to 5.93 million yuan, attributed to reduced returns from matured financial products[8] Operational Highlights - Revenue from the financial sector reached 3.04 billion yuan, with financial software service revenue growing by 19.42% to 2.46 billion yuan year-on-year[14] - The total signed contracts in the financial sector amounted to 3.58 billion yuan, with financial software service contracts reaching 2.82 billion yuan, an increase of 17.34% year-on-year[14] - The company has sufficient orders on hand, with unfulfilled signed financial software service contracts totaling 2.96 billion yuan, reflecting a year-on-year growth of 28.57%[14] - The company achieved significant breakthroughs in overseas business expansion, winning contracts for core business systems with a major Japanese bank and a general ledger project with a Hong Kong bank[15] - In the third quarter, the company successfully secured new clients including Pudong Development Bank and Huishang Bank for its enterprise-level microservices platform and enterprise service bus (ESB) solutions[15] Employee and Stock Information - The company held 14,859,464 shares through a repurchase account, accounting for 1.52% of the total share capital[13] - The employee stock ownership plan saw a reduction in total shares held to 170 participants after the recovery of 1.4 million shares due to departures[17] - The company is in the process of issuing stocks through a simplified procedure to specific investors, which is currently progressing smoothly[18] Research and Development - R&D expenses for Q3 2024 amounted to CNY 430,810,401.80, a decrease of 9.27% from CNY 474,809,942.19 in Q3 2023[25] Miscellaneous - The report was not audited, indicating that the figures presented are subject to further verification[30]

证券代码：000555 证券简称：神州信息 公告编号：2024-082 神州数码信息服务集团股份有限公司 关于计提资产减值准备及核销资产的公告 本公司及董事会全体成员保证信息披露的内容真实、准确、完整，没有虚假记载、 误导性陈述或重大遗漏。 根据《企业会计准则》和公司会计政策的相关规定，为更加真实、准确地反映神 州数码信息服务集团股份有限公司（以下简称"公司"）截止 2024 年 9 月 30 日的 资产状况和财务状况，公司及下属子公司基于谨慎性原则，对各类资产进行了清查、 分析和评估，对部分可能发生信用、资产减值的资产计提了减值准备；同时对符合财 务转销或核销确认条件的资产取证后，确认实际形成损失的资产予以核销。具体情况 如下： 一、本次计提资产减值准备及核销资产情况概述 （一）本次计提资产减值准备的情况 经过公司及下属子公司对截止 2024 年 9 月 30 日存在可能发生减值迹象的资产 进行全面清查和资产减值测试后，计提各项资产减值准备共计人民币 21,357.73 万 元，具体计提减值准备金额详见下表： 1 二、本次计提资产减值准备及核销资产的具体说明 （一）计提资产减值准备的情况说明 1、计提信用减 ...

证券代码：000555 证券简称：神州信息 公告编号：2024-080 神州数码信息服务集团股份有限公司 关于为控股子公司提供担保的进展公告 本公司及董事会全体成员保证信息披露的内容真实、准确和完整，没有虚假记载、误导 性陈述或重大遗漏。 1、2024 年 10 月 28 日，公司与中国银行股份有限公司北京中关村支行签署了 《最高额保证合同》，为公司全资子公司神州数码系统集成服务有限公司（以下简称 "系统集成公司"）向该行申请的人民币 3 亿元提供连带责任保证担保，保证期间为 债务履行期限届满之日起三年。 2、2024 年 10 月 28 日，公司与杭州银行股份有限公司北京大屯路支行签署了 《最高额保证合同》，分别为公司全资子公司系统集成公司、控股子公司神州数码信 1 息系统有限公司（以下简称"信息系统公司"）、全资子公司神州数码融信软件有限 公司（以下简称"融信软件公司"）、全资子公司北京神州数字科技有限公司（以下 简称"神州数字公司"）向该行申请的人民币 1 亿元、0.5 亿元、0.2 亿元、0.2 亿 元授信额度提供连带责任保证担保，保证期间为自具体融资合同约定的债务人履行 期限届满之日起三年。 上述担 ...

证券代码：000555 证券简称：神州信息 公告编号：2024-078 1、召开时间： （1）现场会议召开时间：2024 年 10 月 16 日（星期三）下午 14:30。 神州数码信息服务集团股份有限公司 2024 年度第四次临时股东大会决议公告 本公司及董事会全体成员保证信息披露的内容真实、准确、完整，没有虚假记载、误导性陈述 或重大遗漏。 特别提示： 1、本次股东大会没有出现否决提案的情形； 2、本次股东大会没有涉及变更以往股东大会已通过的决议。 一、会议召开和出席情况 （一）会议召开情况 （二）会议出席情况 （2）网络投票时间为：2024 年 10 月 16 日。其中，通过深圳证券交易所交易系统 进行网络投票的具体时间为：2024 年 10 月 16 日，9:15—9:25，9:30-11:30 和 13:00- 15:00；通过深圳证券交易所互联网投票系统（http://wltp.cninfo.com.cn）投票的 具体时间为：2024 年 10 月 16 日 9:15 至 2024 年 10 月 16 日 15:00 期间的任意时间。 2、现场会议召开地点：北京市海淀区北正黄旗 59 号世纪金源香 ...

关于神州数码信息服务集团股份有限公司 2024 年度第四次临时股东大会的 法律意见书 （2024）泰律意字（神州信息）第 06 号 2024 年 10 月 16 日 中国•成都市高新区天府大道中段 199 号 棕榈泉国际中心 16 楼 16/F, Palm Springs International Center, No. 199 Tianfu Avenue (M), High-tech Zone, Chengdu, People's Republic of China 电话 | TEL：86-28-8662 5656 传真 | FAX：86-28-8525 6335 www.tahota.com 法律意见书 关于神州数码信息服务集团股份有限公司 2024年度第四次临时股东大会的法律意见书 致：神州数码信息服务集团股份有限公司 泰和泰律师事务所（以下简称"本所"）接受神州数码信息服务集团股份有 限公司（以下简称"公司"）的委托，根据《中华人民共和国公司法》（以下简 称《公司法》）、《中华人民共和国证券法》（以下简称《证券法》）、《上市 公司股东大会规则》（以下简称《股东大会规则》）等有关法律、法规、规范性 文 ...

证券代码：000555 证券简称：神州信息 公告编号：2024-079 神州数码信息服务集团股份有限公司 神州数码信息服务集团股份有限公司（以下简称"公司"）第九届监事会 2024 年 第二次临时会议以书面传签方式召开，并于 2024 年 10 月 16 日形成有效决议。本次 会议应出席监事 3 人，实际出席会议的监事 3 人。本次会议的召开符合有关法律、 行政法规、部门规章、规范性文件和公司章程的规定。 二、监事会会议审议情况 会议审议并通过了《关于选举公司第九届监事会主席的议案》； 根据公司 2024 年度第四次临时股东大会选举结果，赵波先生当选为公司第九 届监事会监事，任期自公司股东大会审议通过之日起至第九届监事会任期届满日止。 为更好的推动监事会各项工作的开展，根据《公司法》、《公司章程》的有关规 定，经与会监事充分协商，监事会选举马志宏先生为公司第九届监事会主席，任期与 公司第九届监事会相同。（马志宏先生简历附后） 表决结果：表决票 3 票，同意票 3 票，反对票 0 票，弃权票 0 票。议案通过。 第九届监事会 2024 年第二次临时会议决议公告 本公司及监事会全体成员保证信息披露的内容真实、准确 ...

神州数码信息服务集团股份有限公司 关于召开 2024 年度第四次临时股东大会的通知 本公司及董事会全体成员保证信息披露的内容真实、准确、完整，没有虚假记载、误导 性陈述或重大遗漏。 神州数码信息服务集团股份有限公司（以下简称"本公司"或"公司"）于 2024 年 9 月 30 日在《证券时报》及巨潮资讯网站（www.cninfo.com.cn）上刊登了《关于 召开 2024 年度第四次临时股东大会的通知》（公告编号：2024-076），定于 2024 年 10 月 16 日召开公司 2024 年度第四次临时股东大会。本次股东大会将采取现场表决 与网络表决相结合的方式召开。现发布本次股东大会的提示性公告，提醒公司股东及 时参加本次股东大会并行使表决权。具体内容如下： 一、召开会议的基本情况 1、股东大会届次：本次股东大会是2024年度第四次临时股东大会。 2、股东大会的召集人：公司第九届董事会。公司第九届董事会第十一次会议于 2024年8月29日审议通过了《关于召开2024年度第四次临时股东大会的议案》。 3、会议召开的合法、合规性： 证券代码：000555 证券简称：神州信息 公告编号：2024-078 本次 ...

神州数码信息服务集团股份有限公司（以下简称"公司"或"本公司"）根据 《深圳证券交易所股票上市规则》有关规定，对公司及控股子公司连续十二个月累 计涉及诉讼、仲裁事项进行了统计，现将有关统计情况公告如下： 一、累计诉讼、仲裁事项基本情况 截至本公告披露日，公司及控股子公司连续十二个月内累计发生的诉讼、仲裁金 额合计为人民币 69,431.72 万元，占公司最近一期经审计净资产的 11.14%。其中， 公司及控股子公司作为原告涉及的诉讼、仲裁案件金额合计为人民币 34,994.71 万 元，占总金额的 50.40%；公司及控股子公司作为被告涉及的诉讼、仲裁案件金额合 计为人民币 34,437.01 万元，占总金额的 49.60%。 公司及控股子公司连续十二个月内不存在单项涉案金额占公司最近一期经审计 净资产绝对值 10%以上，且绝对金额超过人民币 1,000 万元的重大诉讼、仲裁事项。 证券代码：000555 证券简称：神州信息 公告编号：2024-077 神州数码信息服务集团股份有限公司 关于累计诉讼、仲裁案件情况的公告 本公司及董事会全体成员保证信息披露的内容真实、准确和完整，没有虚假记载、误导 性陈述或重大 ...