A 股代码：600015 A 股简称：华夏银行 编号：2023—36 华夏银行股份有限公司执行董事、副行长辞职公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 华夏银行股份有限公司（简称"本公司"）董事会于 2023 年 9 月 26 日收到 王一平先生提交的书面辞职报告。王一平先生因到龄退休，辞去本公司执行董事、 董事会专门委员会委员及副行长职务。 本公司董事会对王一平先生任职期间对本公司做出的贡献表示衷心感谢。 特此公告。 华夏银行股份有限公司董事会 2023 年 9 月 28 日 ...

高波女士担任本公司副行长的任期自核准日 2023 年 8 月 30 日起生效，至本 公司第八届董事会届满之日止。高波女士的简历详见本公司于 2023 年 6 月 14 日刊载于上海证券交易所网站（www.sse.com.cn）的《华夏银行第八届董事会第 三十四次会议决议公告》。 华夏银行股份有限公司关于副行长任职资格获 国家金融监督管理总局核准的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 华夏银行股份有限公司（以下简称"本公司"）于近日收到《国家金融监督 管理总局关于华夏银行高波任职资格的批复》（金复〔2023〕233 号）。国家金 融监督管理总局已核准高波女士担任本公司副行长的任职资格。 证券代码：600015 股票简称：华夏银行 编号：2023-35 特此公告。 2023 年 9 月 5 日 华夏银行股份有限公司董事会 ...

Financial Performance - Total operating income for the first half of 2023 was CNY 47,642 million, a decrease of 1.67% compared to CNY 48,452 million in the same period of 2022[8]. - Net profit attributable to shareholders for the first half of 2023 reached CNY 12,114 million, reflecting a growth of 5.07% from CNY 11,530 million in the previous year[8]. - The bank's basic earnings per share for the first half of 2023 was CNY 0.58, a 3.57% increase from CNY 0.56 in the same period of 2022[8]. - The net profit for the period was 123.65 million yuan, an increase of 5.98 million yuan or 5.08% year-on-year[17]. - The company reported a net profit for the first half of 2023 of RMB 12,114 million, compared to RMB 11,530 million in the same period of 2022, reflecting an increase of approximately 5.06%[192]. Asset and Liability Management - The total assets of the bank as of June 30, 2023, amounted to CNY 4,098,550 million, an increase of 5.09% from CNY 3,900,167 million at the end of 2022[8]. - The bank's total liabilities reached CNY 3,790,933 million, an increase of 5.99% from CNY 3,576,845 million at the end of 2022[8]. - The bank's total assets rank 60th globally according to the Banker magazine's 2023 ranking of the top 1000 banks[12]. - The company's total assets exceeded 4 trillion yuan, reaching 40,985.50 million yuan, an increase of 1,983.83 million yuan or 5.09% compared to the end of the previous year[15]. - The total liabilities as of June 30, 2023, amounted to RMB 3,790,933 million, an increase of 5.9% from RMB 3,576,845 million at the end of 2022[186]. Loan and Deposit Growth - The total loans as of June 30, 2023, were CNY 2,342,604 million, representing a growth of 3.06% from CNY 2,272,973 million at the end of 2022[8]. - The total deposit amount reached 21,343.88 million yuan, increasing by 705.14 million yuan, which is a growth of 3.42%[15]. - Customer deposits increased to RMB 2,168,881 million as of June 30, 2023, up 3.3% from RMB 2,094,669 million at the end of 2022[186]. - The personal deposit balance was CNY 512.67 billion, growing by 8.06% compared to the end of the previous year[99]. Non-Performing Loans and Risk Management - The non-performing loan ratio improved to 1.72% from 1.75% in the previous year, indicating a decrease of 0.03 percentage points[8]. - The balance of non-performing loans was 40.28 billion CNY, with a non-performing loan ratio of 1.72%, a decrease of 0.03 percentage points from the end of the previous year[58]. - The company maintained a non-performing loan rate of 1.36% for small and micro enterprise loans, which is within a reasonable range[130]. - The company has implemented a risk management framework to enhance its reputation risk management capabilities[124]. Income and Expense Analysis - Non-interest net income increased by 23.28% year-on-year, while investment banking business scale grew by 11.70%[13]. - The total operating and management expenses for the first half of 2023 were 13,287 million RMB, down 1.83% from 13,534 million RMB in the same period of 2022[40]. - The cost-to-income ratio improved to 27.89%, a decrease of 0.04 percentage points year-on-year[15]. - The bank's investment income for the first half of 2023 was RMB 3,656 million, significantly higher than RMB 2,767 million in the same period of 2022, marking a growth of 32.1%[187]. Digital Transformation and Innovation - The bank's digital transformation strategy is focused on enhancing operational efficiency and customer experience through technology and data-driven approaches[12]. - The company is accelerating its digital transformation and enhancing its risk management capabilities, including the upgrade of its big data risk identification and warning system[16]. - The company has implemented a digital customer management platform to improve service quality and efficiency[91]. - The company has launched a series of innovative financial products, including digital credit products tailored for various industries, enhancing service efficiency[91]. Regulatory Compliance and Governance - The company has not experienced any payment difficulties or defaults during the reporting period, maintaining compliance with liquidity regulatory indicators[115]. - The bank's financial statements reflect a true and complete picture of its financial status as of June 30, 2023, in compliance with relevant regulations[197]. - The company has not reported any significant changes in shareholder structure during the reporting period[170]. - The company has not engaged in any major asset or equity sales during the reporting period[92]. Customer Engagement and Service Quality - The number of personal mobile banking customers reached 25.98 million, with an average monthly active user count of 4.26 million, representing a year-on-year growth of 3.96%[12]. - The total number of credit cards issued was 37.3907 million, an increase of 6.39% year-on-year, with a credit card loan balance of CNY 184.944 billion, up 1.80%[102]. - The company achieved a complaint resolution rate of 99.94% within 15 days, with a total of 1,127.08 complaints per million personal customers[148]. - The company has signed strategic cooperation agreements with 8 government institutions and enterprises, expanding its business collaboration[93].

首钢集团财务有限公司是经原中国银行业监督管理委 员会批准设立，由首钢集团有限公司、北京首钢建设投资有 限公司出资设立的非银行金融机构，依法接受国家金融监督 管理总局监管。 首钢集团有限公司持有首钢集团财务有限公司 80%股 权，首钢建设投资有限公司持有首钢集团财务有限公司 20% 股权。因为首钢集团有限公司为持有本公司 5%以上股份的主 要股东，所以首钢集团财务有限公司作为本公司主要股东的 控股子公司与本公司存在关联关系，是本公司关联方，基本 信息如下： 法定代表人：邹立宾 注册地址：北京市石景山区古城大街 36 号院 1 号楼 金融许可证机构编码：L0219H211000001 1 统一社会信用代码：911100003513170770 注册资本：100 亿元人民币 关于首钢集团财务有限公司 2023 年半年度风险持续评估的报告 按照《上海证券交易所上市公司自律监管指引第 5 号— 交易与关联交易（2023 年 1 月修订）》（上证发〔2023〕6 号） 关于披露关联财务公司风险情况的相关要求，华夏银行股份 有限公司（以下简称"本公司"）审阅了首钢集团财务有限 公司的财务报告，对其经营资质、业务和风险状况进 ...

华夏银行股份有限公司 2023 年半年度资本充足率报告 一、资本充足率计算范围 （一）银行集团名称及资本充足率计算范围 本集团名称为华夏银行股份有限公司，按照《商业银行 资本管理办法（试行）》相关要求，本集团下属 5 家子公司， 即北京大兴华夏村镇银行有限责任公司、昆明呈贡华夏村镇 银行股份有限公司、四川江油华夏村镇银行股份有限公司、 华夏金融租赁有限公司和华夏理财有限责任公司纳入并表 资本充足率计算范围。 （二）监管并表与财务并表的差异 本集团 5 家子公司均已纳入财务并表和监管并表，并表 范围不存在差异。 （三）被投资机构的基本情况 本集团 5 家子公司基本情况如下： 根据《商业银行资本管理办法（试行）》及相关监管规 定，本集团 2023 年半年度资本充足率等相关信息披露如下： 1 表 1 前十大纳入并表范围的被投资机构的基本情况 子公司均按照《商业银行资本管理办法（试行）》要求 计算资本充足率。 （四）并表子公司的监管资本缺口 本集团 5 家子公司不存在监管资本缺口。 （五）集团内部资本转移限制 本集团不存在内部资本转移限制的情形。 二、资本充足率相关情况 报告期末，本集团核心一级资本充足率 8.74% ...

二、审议并通过《关于〈华夏银行2023年半年度资本充足率报告〉的议案》。 具体内容详见上海证券交易所网站（www.sse.com.cn）。 表决结果：赞成 17 票，反对 0 票，弃权 0 票。 三、审议并通过《关于〈华夏银行 2023 年度恢复计划报告〉的议案》。 表决结果：赞成 17 票，反对 0 票，弃权 0 票。 A 股代码：600015 A 股简称：华夏银行 编号：2023—33 华夏银行股份有限公司 第八届董事会第三十六次会议决议公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 华夏银行股份有限公司第八届董事会第三十六次会议于 2023 年 8 月 24 日在 北京以现场方式召开。会议通知于 2023 年 8 月 14 日以电子邮件及书面材料方式 发出。会议应到董事 17 人，实到董事 17 人，有效表决票 17 票。会议的召开符 合《中华人民共和国公司法》等法律、行政法规、部门规章、规范性文件及《华 夏银行股份有限公司章程》的有关规定，会议合法有效。部分监事、高级管理人 员列席会议。会议由李民吉董事长主持，经 ...

A 股代码：600015 A 股简称：华夏银行 编号：2023—34 华夏银行股份有限公司 第八届监事会第二十四次会议决议公告 本公司监事会及全体监事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 华夏银行股份有限公司（简称"本行"）第八届监事会第二十四次会议于 2023 年 8 月 24 日在北京以现场方式召开。会议通知于 2023 年 8 月 14 日以电子邮件 发出。会议应出席监事 9 人，实际出席监事 8 人，赵锡军外部监事因公务缺席会 议，委托祝小芳外部监事行使表决权，有效表决票 9 票。会议的召开符合《中华 人民共和国公司法》等法律、行政法规、部门规章、规范性文件及《华夏银行股 份有限公司章程》的有关规定，会议合法有效。会议由王明兰监事会主席主持， 经与会监事审议，做出如下决议： 表决结果：赞成 9 票，反对 0 票，弃权 0 票。 特此公告。 华夏银行股份有限公司监事会 2023 年 8 月 26 日 1 审议并通过《关于<华夏银行 2023 年半年度报告>的议案》。具体内容详见上 海证券交易所网站（www.sse.com.cn）。 ...

关于中国电力财务有限公司 2023 年半年度风险持续评估的报告 按照《上海证券交易所上市公司自律监管指引第 5 号— 交易与关联交易（2023 年 1 月修订）》（上证发〔2023〕6 号） 关于披露关联财务公司的风险情况相关要求，华夏银行股份 有限公司（以下简称"本公司"）审阅了中国电力财务有限 公司的财务报告，对其经营资质、业务和风险状况进行了评 估。现将中国电力财务有限公司 2023 年半年度风险持续评 估情况报告如下： 一、公司基本情况 中国电力财务有限公司是经中国人民银行批准设立，由 国家电网有限公司、国网英大国际控股集团有限公司出资设 立的非银行金融机构，依法接受国家金融监督管理总局监 管。 国家电网有限公司持有中国电力财务有限公司 51%股 权，国网英大国际控股集团有限公司持有中国电力财务有限 公司 49%股权。因为国网英大国际控股集团有限公司为持有 本公司 5%以上股份的主要股东，所以中国电力财务有限公司 作为本公司主要股东的控股股东控制的子公司，与本公司存 在关联关系，是本公司关联方，基本信息如下： 法定代表人：谭永香 注册地址：北京市东城区建国门内大街乙 18 号院 1 号 楼 1 金融许 ...

Financial Performance - The total asset scale reached CNY 3.900167 trillion, an increase of 6.09% compared to the previous year[6]. - The net profit attributable to shareholders was CNY 25.035 billion, reflecting a growth of 6.37% year-on-year[6]. - The company's operating income for 2022 was RMB 93,808 million, a decrease of 2.15% compared to RMB 95,870 million in 2021[14]. - Net profit attributable to shareholders for 2022 reached RMB 25,035 million, reflecting a growth of 6.37% from RMB 23,535 million in 2021[14]. - The net cash flow from operating activities increased by 11.21% to RMB 78,975 million in 2022, up from RMB 71,015 million in 2021[14]. - The company's total operating revenue for the reporting period was 938.08 billion CNY, with net interest income accounting for 79.20% of the total[38]. - The company reported a total operating profit of 33.695 billion CNY, reflecting a 6.84% increase[39]. - The company achieved a net interest margin of 2.07% for the reporting period[42]. - The company reported a total financial assets amounting to 725,056 million, with a fair value change of 1,207 million during the year[116]. Asset Quality and Risk Management - The non-performing loan ratio improved to 1.75%, a decrease of 0.02 percentage points from the end of the previous year[6]. - The provision coverage ratio increased to 159.88%, up by 8.89 percentage points from the previous year[6]. - The bank's focus on risk management led to a decline in the overdue loan ratio to 1.87%, down by 0.01 percentage points from the previous year[7]. - The company achieved a significant improvement in asset quality, with a notable reduction in credit and other asset impairment losses by 13.02%[36]. - The overdue loan balance was 42.436 billion yuan, accounting for 1.87% of the total loans, with loans overdue for more than 90 days making up 1.39%[93]. - The company has strengthened its compliance risk management, implementing a joint review mechanism for compliance risks[164]. - The company has actively enhanced operational risk management, improving the effectiveness of risk identification, monitoring, and reporting processes[162]. Loan and Deposit Growth - The balance of green loans was CNY 247.035 billion, growing by 18.49% compared to the previous year[7]. - The balance of small and micro enterprise loans reached CNY 160.904 billion, an increase of 16.56% year-on-year[7]. - The personal consumption loan balance was CNY 86.595 billion, reflecting a growth of 28.74% from the previous year[7]. - Total loans amounted to CNY 2,272.97 billion, up CNY 59.44 billion, or 2.69% from the previous year[34]. - Total deposits increased to CNY 2,063.87 billion, rising by CNY 159.51 billion, or 8.38% year-on-year[34]. - The company's small and micro enterprise loan balance reached CNY 565.47 billion, an increase of CNY 74.72 billion or 15.23% year-on-year[172]. - The number of small and micro enterprise loan customers increased to 789,120, up by 145,572 customers or 22.62% year-on-year[172]. Digital Transformation and Technology Investment - In 2022, Huaxia Bank's technology investment increased by 16.39%, with new digital financing business investments amounting to CNY 52.178 billion[8]. - The company is focused on digital transformation, aiming to build a first-class smart ecological bank[25]. - The company has implemented a new digital financial product line, including digital procurement loans and digital freight loans, enhancing its service capabilities in the industrial ecosystem[119]. - The company has launched a customer information management system to improve the efficiency of customer management and marketing[150]. - The company has established a digital innovation factory with 38 projects incubated, enhancing overall innovation efficiency[152]. Strategic Initiatives and Future Outlook - In 2023, Huaxia Bank aims to enhance digital transformation, wealth management banking, and comprehensive operations as key development areas[9]. - The company plans to optimize profit growth structure and strengthen asset-liability management to improve capital utilization efficiency[9]. - The company aims to maintain a reasonable net interest margin while adjusting its asset-liability structure[171]. - The company will focus on non-interest income growth by identifying new growth points through product and service innovation[180]. - The company recognizes the ongoing economic recovery challenges and will adapt its strategies to navigate uncertainties in the external environment[176]. Corporate Governance and Management - The company has completed a self-inspection and rectification of corporate governance as required by the CSRC, with independent directors continuing to fulfill their duties until new elections are approved[184]. - The company has a stable shareholder structure, with major shareholders supporting equity financing and minority shareholders participating in decision-making[184]. - The company has a diverse board composition, including 5 female directors[186]. - The company has successfully elected new independent directors, ensuring compliance with regulatory requirements and maintaining governance standards[184]. - The company has a well-structured compliance management framework, with the board of directors ultimately responsible for compliance in business operations[163].

Financial Performance - Total revenue for Q1 2023 was RMB 23,117 million, a decrease of 3.68% compared to the same period last year[2] - Net profit attributable to shareholders was RMB 5,854 million, an increase of 4.05% year-on-year[2] - Basic earnings per share for Q1 2023 was RMB 0.31, an increase of 3.33% year-on-year[2] - Net interest income for the first quarter of 2023 was RMB 17,606 million, a decrease of 6.3% compared to RMB 18,796 million in the same period of 2022[21] - The bank's net profit for Q1 2023 reached RMB 5,967 million, representing a 4.2% increase from RMB 5,727 million in Q1 2022[21] - The total operating income for the first quarter of 2023 was RMB 23,117 million, a decrease of 3.7% from RMB 24,000 million in Q1 2022[21] - The bank's other comprehensive income after tax for Q1 2023 was RMB 235 million, compared to a loss of RMB 545 million in the same period last year[22] - The bank's investment income for Q1 2023 was RMB 1,698 million, an increase from RMB 1,552 million in Q1 2022[21] Asset and Liability Management - Total assets reached RMB 4,029,117 million, up 3.31% from the end of the previous year[5] - The total liabilities of Huaxia Bank as of March 31, 2023, amounted to RMB 3,720,529 million, an increase of 4.0% from RMB 3,576,845 million on December 31, 2022[20] - The bank's total loans amounted to RMB 23,529,880 million, an increase of 3.52% from the end of the previous year[7] - The bank's risk-weighted assets are RMB 2,993,715 million as of March 31, 2023, up from RMB 2,851,236 million at the end of 2022[11] - The total cash and cash equivalents at the end of Q1 2023 were RMB 57,950 million, down from RMB 103,782 million at the end of Q1 2022[25] Capital and Liquidity - The net core tier 1 capital as of March 31, 2023, is RMB 267,584 million, showing an increase from RMB 262,499 million at the end of 2022[11] - The total capital net amount is RMB 363,728 million as of March 31, 2023, compared to RMB 377,107 million at the end of 2022[11] - The liquidity coverage ratio is 121.43% as of March 31, 2023, indicating a strong liquidity position[14] - The bank's qualified liquid assets total RMB 451,323 million as of March 31, 2023[14] Shareholder Information - The total number of common shareholders at the end of the reporting period is 108,836[8] - The largest shareholder, Shougang Group Co., Ltd., holds 21.68% of shares, totaling 3,449,730,597 shares[8] - The second largest shareholder, State Grid Yingda International Holdings Group Co., Ltd., holds 19.33% of shares, totaling 3,075,906,074 shares[8] - The third largest shareholder, China People's Property Insurance Co., Ltd., holds 16.11% of shares, totaling 2,563,255,062 shares[8] - The shares held by the top ten shareholders account for a significant portion of the company's equity, with the top three alone holding over 57%[9] - The company has issued a total of 2,564,537,330 A-shares in a private placement, with a lock-up period of five years for the shareholders[9] - The expected listing date for the shares from the 2018 private placement is January 8, 2024[9] - The company has a total of 2,599,929,412 unrestricted shares held by its largest shareholders[9] - The company has not disclosed any known relationships or concerted actions among the top shareholders[9] Cash Flow Analysis - Cash flow from operating activities was RMB 36,085 million, a decrease of 7.94% compared to the same period last year[5] - The net increase in customer deposits and interbank and other financial institution deposits was RMB 150,101 million for Q1 2023, compared to RMB 103,039 million in Q1 2022, representing a 45.6% increase[23] - The cash flow from financing activities generated a net cash inflow of RMB 6,981 million in Q1 2023, compared to RMB 15,019 million in Q1 2022[25] - The cash outflow for investment activities was RMB 397,108 million in Q1 2023, compared to RMB 263,873 million in Q1 2022, reflecting a significant increase of 50.4%[23] - The cash paid for taxes in Q1 2023 was RMB 4,804 million, an increase from RMB 4,065 million in Q1 2022, representing an 18.2% rise[23]