Core Viewpoint - The People's Bank of China and the National Financial Regulatory Administration have conducted an assessment of systemically important banks for 2025, identifying 21 domestic banks that play a crucial role in the financial system [1] Group 1: Identification of Systemically Important Banks - A total of 21 domestic banks have been recognized as systemically important, including 6 state-owned commercial banks, 10 joint-stock commercial banks, and 5 city commercial banks [1] - The banks are categorized into five groups based on their systemic importance scores, with the first group containing 11 banks, the second group 4 banks, the third group 2 banks, the fourth group 4 banks, and the fifth group having no banks [1] Group 2: Breakdown of Banks by Group - **First Group (11 banks)**: Includes China Minsheng Bank, China Everbright Bank, Ping An Bank, Huaxia Bank, Ningbo Bank, Jiangsu Bank, Beijing Bank, Nanjing Bank, Guangfa Bank, Zheshang Bank, and Shanghai Bank [1] - **Second Group (4 banks)**: Includes Industrial Bank, China CITIC Bank, Shanghai Pudong Development Bank, and China Postal Savings Bank [1] - **Third Group (2 banks)**: Includes Bank of Communications and China Merchants Bank [1] - **Fourth Group (4 banks)**: Includes Industrial and Commercial Bank of China, Bank of China, China Construction Bank, and Agricultural Bank of China [1] - **Fifth Group**: No banks are included in this group [1] Group 3: Future Regulatory Actions - The People's Bank of China and the National Financial Regulatory Administration will implement additional regulatory measures as per the "Regulations on Additional Supervision of Systemically Important Banks (Trial)" to enhance macro-prudential management and micro-prudential supervision [1] - The aim is to ensure the safe and sound operation of systemically important banks and to better serve the high-quality development of the real economy [1]

每经AI快讯，2月13日，为构建覆盖全面的宏观审慎管理体系，强化系统重要性金融机构监管，根据 《系统重要性银行评估办法》，近期中国人民银行、国家金融监督管理总局开展了2025年度我国系统重 要性银行评估，认定21家国内系统重要性银行，其中国有商业银行6家，股份制商业银行10家，城市商 业银行5家。按系统重要性得分从低到高分为五组：第一组11家，包括中国民生银行、中国光大银行、 平安银行、华夏银行、宁波银行、江苏银行、北京银行、南京银行、广发银行、浙商银行、上海银行； 第二组4家，包括兴业银行、中信银行、浦发银行、中国邮政储蓄银行；第三组2家，包括交通银行、招 商银行；第四组4家，包括中国工商银行、中国银行、中国建设银行、中国农业银行；第五组暂无银行 进入。下一步，中国人民银行、国家金融监督管理总局将按照《系统重要性银行附加监管规定（试 行）》要求，发挥好宏观审慎管理与微观审慎监管合力，持续夯实系统重要性银行附加监管，促进系统 重要性银行安全稳健经营和健康发展，更好服务实体经济高质量发展。 （文章来源：每日经济新闻） ...

近期，中国人民银行、国家金融监督管理总局开展了2025年度我国系统重要性银行评估，认定21家国内 系统重要性银行，其中国有商业银行6家，股份制商业银行10家，城市商业银行5家。按系统重要性得分 从低到高分为五组。其中第一组11家，包括中国民生银行、中国光大银行、平安银行、华夏银行、宁波 银行、江苏银行、北京银行、南京银行、广发银行、浙商银行、上海银行；第二组4家，包括兴业银 行、中信银行、浦发银行、中国邮政储蓄银行；第三组2家，包括交通银行、招商银行；第四组4家，包 括中国工商银行、中国银行、中国建设银行、中国农业银行；第五组暂无银行进入。 为构建覆盖全面的宏观审慎管理体系，强化系统重要性金融机构监管，根据《系统重要性银行评估办 法》，近期中国人民银行、国家金融监督管理总局开展了2025年度我国系统重要性银行评估，认定21家 国内系统重要性银行，其中国有商业银行6家，股份制商业银行10家，城市商业银行5家。按系统重要性 得分从低到高分为五组：第一组11家，包括中国民生银行、中国光大银行、平安银行、华夏银行、宁波 银行、江苏银行、北京银行、南京银行、广发银行、浙商银行、上海银行；第二组4家，包括兴业银 行、中信 ...

据央行官网，为构建覆盖全面的宏观审慎管理体系，强化系统重要性金融机构监管，根据《系统重要性银行评估办法》， 近期中国人民银行、国家 金融监督管理总局开展了2025年度我国系统重要性银行评估，认定21家国内系统重要性银行，其中国有商业银行6家，股份制商业银行10家，城市商 业银行5家。 按系统重要性得分从低到高分为五组： 下一步，中国人民银行、国家金融监督管理总局将按照《系统重要性银行附加监管规定（试行）》要求，发挥好宏观审慎管理与微观审慎监管合 力，持续夯实系统重要性银行附加监管，促进系统重要性银行安全稳健经营和健康发展，更好服务实体经济高质量发展。 第三组2家，包括交通银行、招商银行； 第四组4家，包括中国工商银行、中国银行、中国建设银行、中国农业银行； 第五组暂无银行进入。 第一组11家，包括中国民生银行、中国光大银行、平安银行、华夏银行、宁波银行、江苏银行、北京银行、南京银行、广发银行、浙商银行、上海 银行； 第二组4家，包括兴业银行、中信银行、浦发银行、中国邮政储蓄银行； ...

炒股就看金麒麟分析师研报，权威，专业，及时，全面，助您挖掘潜力主题机会！ 为构建覆盖全面的宏观审慎管理体系，强化系统重要性金融机构监管，根据《系统重要性银行评估办 法》，近期中国人民银行、国家金融监督管理总局开展了2025年度我国系统重要性银行评估，认定21家 国内系统重要性银行，其中国有商业银行6家，股份制商业银行10家，城市商业银行5家。按系统重要性 得分从低到高分为五组：第一组11家，包括中国民生银行、中国光大银行、平安银行、华夏银行、宁波 银行、江苏银行、北京银行、南京银行、广发银行、浙商银行、上海银行；第二组4家，包括兴业银 行、中信银行、浦发银行、中国邮政储蓄银行；第三组2家，包括交通银行、招商银行；第四组4家，包 括中国工商银行、中国银行、中国建设银行、中国农业银行；第五组暂无银行进入。 下一步，中国人民银行、国家金融监督管理总局将按照《系统重要性银行附加监管规定（试行）》要 求，发挥好宏观审慎管理与微观审慎监管合力，持续夯实系统重要性银行附加监管，促进系统重要性银 行安全稳健经营和健康发展，更好服务实体经济高质量发展。 新浪声明：此消息系转载自新浪合作媒体，新浪网登载此文出于传递更多信息之目的 ...

Corporate Dynamics - Huaxia Bank reported a net profit attributable to shareholders of 27.2 billion yuan for 2025, a slight decrease of 1.72% year-on-year [1] - The bank's operating income for 2025 was 91.914 billion yuan, down 5.39% compared to the previous year [1] - Total assets reached 4.737619 trillion yuan, reflecting an 8.25% increase from the end of the previous year [1] Financial Adjustments - Bank of China raised the minimum purchase amount for its accumulation gold products from 950 yuan to 1,200 yuan [2] - Bank of Communications announced an increase in the margin ratio for personal clients trading gold contracts from 60% to 80% due to heightened market risks [3] - China Construction Bank will implement dynamic trading limit management for its gold products and suspend physical repurchase services from February 14 to February 23 [4] Capital Increases - Jiujiang Bank plans to increase its capital and has received support from two major shareholders, including Industrial Bank, which will subscribe to the bank's domestic shares [5] Personnel Changes - Bank of China appointed Huang Xueling as a new executive, expected to serve as vice president after completing relevant procedures [6] - Beijing Bank elected Guan Wenjie as the new chairman and appointed Wei Yu as vice president, pending regulatory approval [7] - China Everbright Bank appointed Yang Wenhua as vice president and chief compliance officer, and Wang Yongqi as vice president, effective upon regulatory approval [8] Legal and Regulatory Issues - Lin Jingzhen, former vice president of Bank of China, was expelled from the party for serious violations, along with several other senior officials from major banks [9] - Xu Yiding, vice president of Agricultural Development Bank, is under investigation for serious violations [10]

截至2026年2月13日，已有12家A股上市银行披露2025年业绩快报，华夏银行营收与净利润同比呈现下 滑态势。 根据其发布的业绩快报，2025年该行实现营业收入919.14亿元，同比下降5.39%；归属于上市公司股东 的净利润272.00亿元，同比下降1.72%；基本每股收益1.62元，与上年持平。结合前三季度财报数据推 算，第四季度业绩降幅显著收窄。 | | | | 单位:人民巾自力元 | | --- | --- | --- | --- | | 项目 | 2025 年 | 2024 年 | 增减变动幅度(%) | | | (未经审计) | (经审计) | | | 营业收入 | 91,914 | 97,146 | -5.39 | | 营业利润 | 34,289 | 35.942 | -4.60 | | 利润总额 | 34.174 | 35.879 | -4.75 | | 归属于上市公司股东的净利润 | 27,200 | 27,676 | -1.72 | | 归属于上市公司股东的扣除非经常 | 27.153 | 27,678 | -1.90 | | 性損益的净利润 | | | | | 基本每股收益(元/股) ...

快报显示，截至2025年末，归属于上市公司股东的所有者权益为3957.46亿元，较上年末增长9.33%；每 股净资产提升至19.84元，同比增长4.59%，股东权益持续增厚。 2月12日晚间，华夏银行发布2025年度业绩快报，成为银行股中第一张营业收入和净利润同比负增长的 业绩快报。 去年年底发布的《华夏银行股份有限公司2025年无固定期限资本债券（第一期）信用评级报告》中指 出，华夏银行盈利能力及稳定性有待提升，资产质量指标好转但仍面临下行压力，短期流动性风险管控 难度较大，面临持续的资本补充压力。 在经营效益方面，华夏银行营收与净利润均出现小幅下滑。报告显示，2025年华夏银行集团实现利润总 额341.74亿元，比上年下降4.75%；实现归属于上市公司股东的净利润272.00亿元，比上年下降1.72%。 该报告显示，华夏银行2025年上半年，净利润同比减少7.64%。未来该行盈利仍然受到不良资产存在上 升压力、息差下行、资金业务收入增长存在不确定性等因素的影响。 在资产规模方面，华夏银行2025年保持稳健增长，截至2025年末，集团资产总额47376.19亿元，比上年 末增长8.25%；贷款总额25666 ...

Group 1 - Gold and silver prices experienced significant declines, with spot gold dropping to $4,890 per ounce, a decrease of 0.68%, and spot silver falling by 10.89% to $75.0942 per ounce [1] - China Shenhua's acquisition plan was approved, allowing the company to issue shares to purchase assets and raise up to 20 billion yuan, with a total transaction value of 133.598 billion yuan [6] - Double Good Energy received a regulatory warning after a social media post led to a surge in stock price, claiming new overseas orders for equipment used in SpaceX projects [4] Group 2 - Henan Jiachen Intelligent Control Co., Ltd. successfully passed the listing review, marking the fourth company from Henan to achieve this in two months [2] - Shenzhen released an "Artificial Intelligence + Advanced Manufacturing Action Plan" aiming to establish a national AI application pilot base by 2027 [8][9] - The automotive industry is facing new compliance guidelines to regulate pricing behaviors, aiming to maintain fair competition [12] Group 3 - Huaxia Bank reported a decline in net profit by 1.72% for the year 2025, with total profit down by 4.75% [21] - Xiamen Airport plans to acquire 100% of Zhaoxiang Technology for 1.193 billion yuan as part of its strategic transition with the new airport [24][25] - Chengdu-based aerospace company completed a D++ round financing of 5.037 billion yuan, indicating strong investor interest in the commercial space sector [16]

Core Insights - The core viewpoint of the article highlights the financial performance of Huaxia Bank for the year 2025, indicating a decline in profits despite growth in total assets and loans [1] Financial Performance - The total profit of the group reached 34.174 billion yuan, a decrease of 4.75% compared to the previous year [1] - The net profit attributable to shareholders was 27.200 billion yuan, down 1.72% year-on-year [1] - Total assets amounted to 473.7619 billion yuan, reflecting an increase of 8.25% from the end of the previous year [1] - Total loans reached 256.6666 billion yuan, marking an increase of 8.47% compared to the end of the previous year [1] - Total liabilities were 433.7819 billion yuan, up 8.15% from the previous year-end [1] - Total deposits stood at 238.1699 billion yuan, showing a growth of 10.71% year-on-year [1] Asset Quality - The non-performing loan ratio was 1.55%, a decrease of 0.05 percentage points from the end of the previous year [1] - The provision coverage ratio was 143.30%, down by 18.59 percentage points compared to the previous year-end [1]