Group 1 - In January 2026, over 600 A-share listed companies were surveyed by institutions, indicating a high level of interest in investment opportunities in the A-share market [1][3] - The sectors that attracted the most attention included electronics, machinery, pharmaceuticals, power equipment, and computers, with a notable increase in the banking sector's activity [1][8] - Jiemai Technology was the most frequently surveyed company, with over 10 surveys conducted in January, highlighting the interest from various types of institutions including public funds, private funds, and foreign capital [3][4] Group 2 - Ice Wheel Environment and Taihe New Materials also received significant attention, each with over 10 surveys, discussing their product developments and market strategies [4][5] - The banking sector saw a marked increase in survey activity, with institutions like Hu Nong Commercial Bank and Suzhou Bank outlining their credit strategies and growth plans for 2026 [7][9] - Hu Nong Commercial Bank emphasized a balanced approach to risk while setting aggressive credit targets, focusing on major projects and green transformation initiatives [9][10]

| 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 601963 | 重庆银行 | 10.18 | -1.83% | 12.29万 | 1.25亿 | | 601838 | 成都银行 | 15.82 | -1.62% | 44.70万 | 7.10亿 | | 601665 | 齐鲁银行 | 5.64 | -1.57% | 74.37万 | 4.21亿 | | 601169 | 北京银行 | 5.28 | -1.31% | 196.28万 | 10.39亿 | | 601229 | 上海银行 | 9.27 | -1.28% | 53.77万 | 4.98亿 | | 601577 | 长沙银行 | 9.56 | -0.93% | 19.60万 | 1.87亿 | | 600928 | 西安银行 | 3.69 | -0.81% | 24.44万 | 9033.50万 | | 601997 | 贵阳银行 | 5.69 | -0.70% | 42.61万 | 2.43亿 | | 616009 | 江苏银行 | ...

证券代码：600926 证券简称：杭州银行 公告编号：2026-003 2026年2月3日 会议审议并通过决议如下： 一、审议通过《杭州银行股份有限公司董事、监事和高级管理人员2025年度履职评价实施方案》 表决结果：同意6票，反对0票，弃权0票。 特此公告。 杭州银行股份有限公司监事会 杭州银行股份有限公司 第八届监事会第十八次会议决议公告 本公司监事会及全体监事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容 的真实性、准确性和完整性承担法律责任。 杭州银行股份有限公司（以下简称"公司"）第八届监事会第十八次会议于2026年1月21日以电子邮件及 书面形式发出会议通知，并于2026年2月2日以书面传签方式召开。本次会议应参会监事6人，实际参会 监事6人，本次会议的召开符合《中华人民共和国公司法》等法律法规及《杭州银行股份有限公司章 程》的有关规定，会议所形成的决议合法、有效。 ...

Core Viewpoint - The article highlights the ongoing institutional research on listed banks in January, focusing on credit issuance, net interest margin, asset quality trends, and bond investment strategies during the peak marketing season [1][2][7]. Group 1: Institutional Research and Credit Issuance - A total of 373 institutions conducted research on 11 A-share listed banks, with 49 research instances recorded by January 31 [1][7]. - The banks under review include Nanjing Bank, Ningbo Bank, Shanghai Bank, and others, with Nanjing Bank being the most favored, receiving 76 institutional inquiries [2][8]. - Institutions are particularly focused on credit issuance during the marketing peak, with many banks reporting better performance compared to the same period in 2025 [2][8]. - Key areas for credit issuance include manufacturing, infrastructure construction, and green low-carbon transformation projects [3][9]. Group 2: Net Interest Margin Stability - Net interest margin (NIM) is a critical indicator of banking performance, with banks focusing on stabilizing NIM through asset and liability management [4][11]. - Shanghai Bank anticipates a slight decline in NIM due to the expected decrease in loan market quotation rates (LPR) and competitive pressures on deposit pricing [11][12]. - Qilu Bank is optimizing its asset portfolio and enhancing low-cost deposit acquisition to stabilize NIM [11][12]. Group 3: Bond Investment Strategies - The bond market has been volatile since 2025, affecting the bond investment returns of regional small and medium-sized banks [6][12]. - Shanghai Bank expects bond rates to remain in a fluctuating range in 2026, with limited potential for a trend reversal [6][13]. - Hu Nong Bank plans to focus on bond investment for asset allocation while employing risk management strategies, including the use of derivatives [6][13]. Group 4: Asset Quality Management - Banks are implementing measures to maintain stable asset quality, including improving the quality of new loans and increasing efforts to manage non-performing loans [6][13].

本公司监事会及全体监事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容 的真实性、准确性和完整性承担法律责任。 证券代码：600926 证券简称：杭州银行 公告编号：2026-003 杭州银行股份有限公司 第八届监事会第十八次会议决议公告 表决结果：同意6票，反对0票，弃权0票。 特此公告。 杭州银行股份有限公司监事会 杭州银行股份有限公司（以下简称"公司"）第八届监事会第十八次会议于2026年1月21日以电子邮件及 书面形式发出会议通知，并于2026年2月2日以书面传签方式召开。本次会议应参会监事6人，实际参会 监事6人，本次会议的召开符合《中华人民共和国公司法》等法律法规及《杭州银行股份有限公司章 程》的有关规定，会议所形成的决议合法、有效。 会议审议并通过决议如下： 一、审议通过《杭州银行股份有限公司董事、监事和高级管理人员2025年度履职评价实施方案》 2026年2月3日 ...

Group 1 - In January, 11 A-share listed banks were surveyed by 373 institutions, with a total of 49 survey instances, focusing on credit issuance, net interest margin, asset quality trends, and bond investment strategies during the peak marketing season [1] - The surveyed banks include Nanjing Bank, Ningbo Bank, Shanghai Bank, Hangzhou Bank, Suzhou Bank, Qingdao Bank, Qilu Bank, Xiamen Bank, Hu Nong Bank, Qing Nong Bank, and Zijin Bank, with six banks experiencing stock price increases, led by Qingdao Bank with over 16% growth [2] - Nanjing Bank was the most favored by institutions, receiving 76 surveys, while Shanghai Bank received 75 surveys, indicating strong interest in their credit issuance during the marketing peak [2] Group 2 - The focus of the credit issuance during the peak marketing season is on corporate credit, with banks reporting better performance compared to the same period in 2025, emphasizing manufacturing, infrastructure, and green transformation projects [2][3] - Shanghai Bank anticipates a continued decline in the Loan Prime Rate (LPR) in 2026, which may lead to a slight decrease in net interest margin due to competitive market factors [4] - Qilu Bank aims to stabilize its net interest margin by optimizing asset management and expanding low-cost deposits while managing liabilities effectively [4] Group 3 - The overall pressure on net interest margin for listed banks is expected to ease in 2026, with a narrowing decline anticipated, supported by improvements in funding costs [5] - Shanghai Bank predicts that bond yields will continue to fluctuate within a range in 2026, with low likelihood of a trend reversal [5] - Hu Nong Bank plans to focus on bond investments primarily for allocation, while also employing advanced technologies for trading and risk management [6]

证券代码：600926 证券简称：杭州银行 公告编号：2026-003 杭州银行股份有限公司 第八届监事会第十八次会议决议公告 本公司监事会及全体监事保证本公告内容不存在任何虚假记 载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和 完整性承担法律责任。 杭州银行股份有限公司（以下简称"公司"）第八届监事会第十 八次会议于2026年1月21日以电子邮件及书面形式发出会议通知，并 于2026年2月2日以书面传签方式召开。本次会议应参会监事6人，实 际参会监事6人，本次会议的召开符合《中华人民共和国公司法》等 法律法规及《杭州银行股份有限公司章程》的有关规定，会议所形 成的决议合法、有效。 会议审议并通过决议如下： 一、审议通过《杭州银行股份有限公司董事、监事和高级管理 人员2025年度履职评价实施方案》 1 杭州银行股份有限公司监事会 2026 年 2 月 3 日 表决结果：同意6票，反对0票，弃权0票。 特此公告。 ...

Core Insights - The report focuses on the performance of pure fixed-income products issued by wealth management companies, highlighting the best-performing products available for sale through various distribution channels [1][4] Group 1: Product Performance - The ranking of products is based on their annualized returns over the past month, three months, and six months, with a particular emphasis on the three-month annualized yield to reflect their performance amid recent market fluctuations [1] - A total of 28 distribution institutions are involved, including major banks such as Industrial and Commercial Bank of China, Bank of China, Agricultural Bank of China, and others [1] Group 2: Product Availability - The list of products is categorized as "available for sale," but actual availability may vary due to factors such as sold-out quotas or differences in product listings shown to different customers by banks [1] - Investors are advised to refer to the actual displays on the distribution bank's app for the most accurate information regarding product availability [1] Group 3: Data Source - The data presented in the report is sourced from the Nanfang Financial Terminal and Nanfang Wealth Management, with statistics as of January 30 [3][5]

Core Viewpoint - Hangzhou Bank has demonstrated steady improvement in operational efficiency and profitability in 2025, successfully completing its "2255" strategic goals, laying a solid foundation for the next five-year strategic plan [1][7] Financial Performance - In 2025, Hangzhou Bank achieved operating income of 38.799 billion yuan, a year-on-year increase of 1.09%, and net profit attributable to shareholders of 19.030 billion yuan, up 12.05%, indicating strong profitability [2] - The bank's net interest income reached 27.594 billion yuan, growing by 12.83%, while net fee and commission income was 4.207 billion yuan, increasing by 13.10%, reflecting a diversified profit structure [2] - The bank distributed a mid-term dividend of 3.80 yuan per 10 shares, totaling approximately 2.755 billion yuan, showcasing its commitment to shareholder returns [2] Asset and Liability Management - As of the end of 2025, Hangzhou Bank's total assets reached 2364.902 billion yuan, an increase of 11.96%, with total loans of 1071.876 billion yuan, up 14.33%, and total deposits of 1440.579 billion yuan, rising by 13.20% [3] - The bank's focus on high-quality development is evident, with significant growth in key sectors: loans to manufacturing, technology, and green projects increased by 22.25%, 23.44%, and 22.75% respectively [3] Asset Quality and Risk Management - Hangzhou Bank maintained a low non-performing loan (NPL) ratio of 0.76% as of the end of 2025, with a provision coverage ratio of 502.24%, indicating strong asset quality and risk management capabilities [4] Market Outlook and Strategic Direction - The bank's strong performance at the beginning of 2026 reflects continued market confidence, with stable growth in corporate credit and a recovery in retail mortgage demand [5] - Hangzhou Bank has outlined its "3366" strategy for 2026-2030, focusing on customer, scale, and efficiency, while enhancing capabilities in talent, risk control, and technology [7]

Core Viewpoint - The overall performance of the banking industry shows a steady improvement in asset scale expansion, profitability, and risk management as ten listed banks report their preliminary performance for 2025 [1] Group 1: Asset Scale Expansion - Ten banks achieved steady growth in total asset scale, with some banks reaching new milestones; for instance, China Merchants Bank's total assets exceeded 13 trillion yuan for the first time, reaching 13.07 trillion yuan, an increase of 918.49 billion yuan or 7.56% year-on-year [3][5] - CITIC Bank and Shanghai Pudong Development Bank both surpassed the 10 trillion yuan mark in total assets, indicating a significant expansion in their asset scale [5][4] - By the end of 2025, the total assets of CITIC Bank reached 10.13 trillion yuan, growing by 6.28%, while Shanghai Pudong Development Bank's total assets reached 10.08 trillion yuan, increasing by 6.55% [5][6] Group 2: Profitability Performance - Nine banks reported both revenue and net profit growth, with notable performances from Hangzhou Bank, Shanghai Pudong Development Bank, and Qingdao Bank, which achieved double-digit growth in net profit [8] - In 2025, Hangzhou Bank's operating income was 38.80 billion yuan, a year-on-year increase of 1.09%, with net profit attributable to shareholders reaching 19.03 billion yuan, up 12.05% [8] - Shanghai Pudong Development Bank's operating income was 173.96 billion yuan, an increase of 1.88%, while net profit attributable to shareholders rose by 10.52% to 50.02 billion yuan [9][10] Group 3: Risk Management - Half of the banks reported a decline in non-performing loan (NPL) ratios, indicating effective risk management; for example, CITIC Bank's NPL ratio was 1.15%, down by 0.01 percentage points [12][11] - The overall NPL ratio for the ten banks remained stable, with five banks showing a decrease, while others maintained their ratios, reflecting strong asset quality management [12][11] - The provision coverage ratio for eight banks decreased, but remained at sufficient levels to absorb potential risks, with Shanghai Pudong Development Bank and Qingdao Bank being the exceptions, as their ratios increased [15][14]