Core Viewpoint - Beijing Bank has successfully positioned itself as a key player in supporting innovation and the real economy over the past thirty years, focusing on nurturing new productive forces and fostering a symbiotic relationship with enterprises [1][12]. Group 1: Nurturing Innovation - The bank's long-term strategy in the technology innovation sector has allowed it to cultivate "seeds" of future productive forces, providing essential financial support to innovative SMEs and contributing to China's modernization [1][12]. - Beijing Bank acts as a financial intermediary, unlocking potential value in future industries while safeguarding the production value of traditional sectors [2][6]. Group 2: Supporting Emerging Industries - The bank emphasizes the importance of investing in "seeds" that can generate future growth momentum, accepting short-term uncertainties for long-term value [4][5]. - Beijing Bank has supported numerous seed enterprises in future industries, such as Digital Huaxia, which focuses on humanoid robots and intelligent hardware, by providing tailored financial products like "Lianchuang e-loan" [5][12]. Group 3: Partnership with Leading Enterprises - Beijing Bank has a long-standing partnership with leading companies like BOE Technology Group, providing comprehensive financial services that have supported the company's growth over two decades [8][9]. - The bank has actively participated in financing BOE's technological innovations, including issuing technology innovation bonds totaling over 1 billion yuan [9][12]. Group 4: Revitalizing Traditional Industries - Traditional industries serve as the foundation for future technological advancements, and financial support for their upgrade is crucial for maintaining their core value [11][12]. - Beijing Bank has provided significant financial backing to companies like Shenwan Innovation, facilitating their expansion and technological upgrades through products like "Kechuang e-loan" [12]. Group 5: Future Outlook - With the Chinese government's focus on high-level technological self-reliance and the development of new productive forces, Beijing Bank aims to deepen the integration of finance and technology, offering more flexible products and intelligent services [13].

Core Insights - The article emphasizes the role of Beijing Bank in nurturing future industries by providing financial support to innovative companies, thereby creating and safeguarding value across various sectors [2][3][8] Group 1: Future Industry Development - Future industries are seen as "innovation engines" that drive the entire industrial chain, requiring financial institutions to focus on long-term value despite short-term uncertainties [2] - Beijing Bank has supported numerous "seed" companies in future industries, such as Digital Huaxia, which specializes in humanoid robots and intelligent hardware [2][3] - Digital Huaxia received a credit line of 10 million yuan from Beijing Bank to accelerate its humanoid robot production and commercialization [3] Group 2: Collaboration with Leading Enterprises - Leading companies like BOE are pivotal in connecting traditional and future industries, with BOE supplying one in four smart display terminals globally [4] - Beijing Bank has a long-standing partnership with BOE, providing comprehensive financial services since 2005, including loans and project financing [4][5] - In 2025, Beijing Bank participated in the issuance of technology innovation bonds for BOE, raising over 1 billion yuan to support its technological advancements [5] Group 3: Traditional Industry Transformation - Traditional industries serve as the foundation for future technologies, and financial support is crucial for their upgrade and transformation [6] - Beijing Shenwan Innovation, a leader in high-temperature furnace visualization, has collaborated with Beijing Bank since 2008 for various financial services [6][7] - In 2023, Beijing Bank provided a 5 million yuan "Science and Technology Loan" to Shenwan Innovation to support its production expansion [7] Group 4: Financial Support and Impact - As of September 2025, Beijing Bank has provided over 1.4 trillion yuan in credit to 58,000 technology-oriented SMEs, supporting a significant number of specialized and innovative enterprises [8] - The bank aims to continue fostering the integration of finance and technology, contributing to the development of new productive forces in the economy [8]

Core Insights - The 19th Huaxia Institutional Investor Annual Conference and Huaxia Financial (Insurance) Technology Forum was successfully held in Beijing, focusing on the theme "Vitality and Resilience, Innovation and Empowerment" [1] Group 1: Awards and Recognitions - Institutions awarded the "2025 Annual Green Finance Practice Typical Case" include Agricultural Bank of China, Bank of China Beijing Branch, Industrial Bank, China International Capital Corporation, Xinwang Bank, and Huatai Securities [3] - Institutions recognized for the "2025 Annual Financial Assistance for the Disabled Typical Case" are Agricultural Bank of China and Yunnan Trust [3] - Institutions awarded the "2025 Annual Smart Elderly Care Financial Typical Case" include China Minsheng Bank, CITIC Bank, Agricultural Bank of China Wealth Management, New China Life Insurance, Harmony Health, Beijing Bank, and others [3] - Institutions recognized for the "2025 Annual Green Finance Innovation Typical Case" include Agricultural Bank of China Credit Card, People's Insurance Company of China, and Ping An Group [3] - Institutions awarded the "2025 Annual ESG Practice Typical Case" include Yirun Zhike, Dajia Investment Holdings, China Life, and others [3] - Institutions recognized for the "2025 Annual Institutional Investor Education Content Creative Communication Typical Case" include Minsheng Jianyin Fund, Zhejiang Merchants Securities, and others [3] - Institutions awarded the "2025 Annual Financial Empowerment for Rural Revitalization Typical Case" include China Post Insurance, Tianjin Bank Beijing Branch, and others [3] - Institutions recognized for the "2025 Annual Inclusive Finance Digital Transformation Typical Case" include CITIC Baixin Bank, Lexin, and others [3] - Institutions awarded the "2025 Annual Intelligent Risk Control Technology Innovation Application Typical Case" include Foreign Trade Trust, Orange Data Science, and others [3][4] - Institutions recognized for the "2025 Annual Community Elderly Service Typical Case" include Industrial and Commercial Bank of China, ICBC-AXA Life Insurance, and Tianjin Binhai Rural Commercial Bank [5] - Institutions awarded the "2025 Annual Internet Medical Innovation Practice Case" include ZhongAn Insurance [5] - Institutions recognized for the "2025 Annual Technology Financial Typical Practice Case" include Changjiang Securities, Yixin, and others [5] - Institutions awarded the "2025 Annual Listed Company Board of Directors Typical Practice Case" include Annai'er, Bailian Co., Hai Liang Co., and Tianqi Lithium [5]

截至2025年12月15日收盘，北京银行（601169）报收于5.54元，较前一交易日上涨0.36%，最新总市值 为1171.32亿元。该股当日开盘5.52元，最高5.57元，最低5.51元，成交额达5.92亿元，换手率为0.5%。 最新公告列表 《北京银行股份有限公司关于优先股全部赎回及摘牌完成的公告》 以上内容为证券之星据公开信息整理，由AI算法生成（网信算备310104345710301240019号），不构成 投资建议。 近日，北京银行发布关于优先股全部赎回及摘牌完成的公告。公告显示，北京银行于2015年12月11日非 公开发行0.49亿股优先股，发行规模为人民币49亿元。本行已于2025年12月11日向截至2025年12月10日 在中登上海分公司登记在册的优先股股东足额支付票面金额及2024年12月11日至2025年12月10日期间的 股息，合计人民币51.29亿元，完成全部优先股的赎回。本次优先股已于2025年12月11日注销，赎回及 摘牌工作已全部完成。 ...

二、北京银行应要求上述核准任职资格人员严格遵守金融监管总局有关监管规定，自北京银行政许可决 定作出之日起3个月内到任，并按要求及时报告到任情况。未在上述规定期限内到任的，本批复文件失 效，由决定机关办理行政许可注销手续。 三、北京银行应督促上述核准任职资格人员持续学习和掌握经济金融相关法律法规，牢固树立风险合规 意识，熟悉任职岗位职责，忠实勤勉履职。 2025年12月10日，江西金融监管局发布批复称，《北京银行（601169）关于吴佳春同志任职资格审查的 请示》（京银人发〔2025〕953号）收悉。经审核，现批复如下： 一、核准吴佳春北京银行南昌分行副行长的任职资格。 ...

据国家金融监督管理总局的批复文件显示，河北金融监管局核准胡萌萌北京银行石家庄分行副行长的任职资格。 图源：国家金融监督管理总局网站 ...

Group 1 - The core issue is that many banks have removed 5-year fixed deposit products, and the threshold for 3-year fixed deposits has increased, leading to a shift in consumer behavior towards alternative investment options [1][6] - Banks are responding to the uncertain long-term interest rate environment and the need to stimulate consumption by reducing the availability of long-term fixed deposits, which are becoming less attractive due to low interest rates [1][6] - The reduction of long-term fixed deposit products is a market-driven decision, reflecting the banks' need to adapt to changing economic conditions and consumer preferences [1][6] Group 2 - Risk-averse consumers are now seeking alternative investment opportunities as fixed deposit options diminish, with a focus on stable, high-dividend assets such as bond funds and blue-chip stocks, particularly in the banking sector [2][7] - Recent trends show that large state-owned bank stocks have been rising due to the influx of low-risk capital, previously invested in real estate and infrastructure, now flowing into these banks as the real estate market changes [2][7] - The annualized dividend rates of major state-owned banks are declining, with examples such as Industrial and Commercial Bank of China at 3.8%, China Construction Bank at 4.3%, and Agricultural Bank of China at 3% [3][8] Group 3 - The banking sector in A-shares is highly interconnected, with similar operational models and profitability levels among banks, but state-owned banks have outperformed due to shifts in investor risk preferences [4][9] - Some regional city commercial banks, like Beijing Bank, show strong performance metrics and competitive dividend yields, making them attractive alternatives to traditional fixed deposits [5][10] - Beijing Bank has an annualized dividend rate of 5.7%, positioning it among the top banks, and its solid fundamentals suggest it can maintain this rate even in a changing economic landscape [5][10]

证券日报网讯 12月12日晚间，东华软件发布公告称，公司于2025年12月12日召开了第八届董事会第四 十七次会议，审议通过了《关于子公司向银行申请综合授信及担保的议案》。基于经营发展需要，公司 控股子公司东华医为科技有限公司（简称"东华医为"）拟向北京银行股份有限公司中关村分行申请综合 授信额度人民币10，000万元，额度有效期（提款期）为自合同订立日起一年，单笔业务期限最长不超 过一年，担保方式为公司提供连带责任保证。 （文章来源：证券日报） ...

证券代码：601169 证券简称：北京银行 公告编号：2025-065 优先股代码：360018 优先股简称：北银优 1 本行于 2025 年 12 月 6 日发布了《关于优先股全部赎回及摘牌的 公告》。本行已于 2025 年 12 月 11 日向 2025 年 12 月 10 日在中国证 券登记结算有限责任公司上海分公司（以下简称"中登上海分公司"） 登记在册的本行本次优先股股东足额支付优先股票面金额及 2024 年 12 月 11 日至 2025 年 12 月 10 日持有期间的股息，共计人民币 51.29 亿元，赎回本行全部已发行的本次优先股。 根据中登上海分公司提供的数据，本次优先股已于 2025 年 12 月 11 日注销。本行本次优先股的赎回及摘牌已完成。 北京银行股份有限公司 关于优先股全部赎回及摘牌完成的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗 漏，并对其内容的真实性、准确性和完整性承担法律责任。 北京银行股份有限公司（以下简称"本行"）于 2015 年 12 月 11 日非公开发行 0.49 亿股优先股（以下简称"本次优先股"），发行规 模为人民币 ...

Core Viewpoint - The third-generation social security card in Beijing is a significant public welfare project aimed at enhancing citizens' quality of life during the "14th Five-Year Plan" period, with Beijing Bank playing a crucial role in its implementation and service delivery [4][23]. Group 1: Implementation and Service Delivery - Beijing Bank has established a leadership team and work groups to ensure the effective rollout of the third-generation social security card, focusing on resource allocation and addressing challenges [7]. - The bank has completed the upgrade of over 10 internal systems and established seamless connections with more than 10 external partners, becoming one of the first banks to receive approval for card issuance and system integration [8]. - A 24/7 real-time monitoring mechanism has been set up to ensure zero faults in system operation and uninterrupted card issuance services during peak demand periods [9]. Group 2: Customer Experience and Accessibility - The bank has implemented a "3-minute card issuance" service across over 230 outlets in all 16 districts, enhancing customer experience with specialized service teams [11]. - A convenient application process allows customers to apply via mobile, receive cards by mail, and activate them at nearby outlets, catering to individuals working in different provinces [12]. - Over 1,000 mobile service stations have been established to facilitate card issuance for employees in rotating shifts, ensuring minimal disruption to their work [13]. Group 3: Tailored Services and Benefits - The bank has developed batch service plans for large enterprises to streamline the card issuance process, minimizing the need for employees to travel [15]. - A dedicated service team has been deployed to various public transport stations and communities, providing personalized card issuance services to over 300,000 workers in essential services [16]. - Special benefits for cardholders include fee waivers, exclusive health services, and tailored financial products, enhancing the overall value of the social security card [20][21][22]. Group 4: Commitment to Public Welfare - Beijing Bank emphasizes its commitment to serving the public and enhancing the quality of life for citizens, aligning its services with the broader goals of national development [23].